Debt Consolidation Calculator

With a debt consolidation loan, it’s simple to transfer account balances from multiple credit cards or installment loans into a single loan with a lower monthly payment. Our calculator can help you decide if this loan is right for you by estimating your total monthly payment.

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Streamline Your Finances With a Debt Consolidation Loan.

Pay off debt faster, lower monthly expenses and keep your finances on track with a debt consolidation loan – personalized to fit your needs.

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BetterLife™ Student Loan

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!

adoring mom giving her son a bubble bath in a new clawfoot tub, thanks to a home equity loan from Gate City Bank in ND

Home Equity Loans

Finance that remodel, pay for higher education or even consolidate debt – all at a fixed low rate.

a happy woman holding a credit card & tablet sits on her couch after learning 5 ways to consolidate debt from Gate City Bank
Estimated read time: 5 minutes

5 Ways to Consolidate Debt & Take Charge of Your Finances

From merging multiple balances into a single loan to leveraging your home’s equity, we’ve assembled five basic ways to consolidate debt and improve your financial wellness.

a happy lender sits down to provide solutions and answer her customers’ questions about their Gate City Bank personal loan

Personal Lenders

Whatever your goals may be, our knowledgeable lenders can’t wait to assist you with competitive rates, local service and free pre-approvals.