What can we help you find?
City lights. Friendly people. Scenic views. Since 2020, we’ve been proud to call the community of Greater St. Cloud, MN, our home. Come see why we’ve loved every minute!
Stop by our convenient locations in St. Cloud, Waite Park and Sauk Rapids. We’d love to give you a warm welcome!
– Leah B., Waite Park, MN
For a limited time, open a 6-month CD at 5.75% APY1 – exclusively for Gate City Bank checking customers in your community. Send us a note, or come on in today!
Contact Us for CD Special
Cheer on your home team with your debit card! We’ll donate $10 to your favorite local school or university, including Sauk-Rapids Rice High School.
Order My Card
You betcha! Learn more about our MinnStart Home Loan with little to no down payment – exclusively for Minnesota residents. Certain qualifications apply, so let’s get you in touch with a lender to learn more.
Talk With a Lender
Since 2014, we’ve been honored to partner with Dakota Medical Foundation – donating countless volunteer hours and dollars to benefit local charities across North Dakota and Minnesota.
Learn how we’re offering extra support to our beloved senior citizens, helping to prevent elder abuse in assisted living homes throughout our communities in ND and MN.
At Gate City Bank, we’re proud to serve our nation’s finest. Learn about our long history of honoring service members and their loved ones through VA loans, veteran charities and military support.
Thinking about making home repairs or improvements? Explore our low-interest loans just for homeowners in your city, designed to help preserve the beauty of older neighborhoods.
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1 Annual percentage yield (APY) effective with a 5.67% interest rate for 6 months. Interest rate and APY are accurate as of December 1, 2023, and are subject to change without notice, at Gate City Bank’s discretion. Minimum balance required to open an account and earn interest and APY is $1,000 for certificates of deposit (CDs). Customers must have a Gate City Bank checking account and reside within a 20-mile radius of Elk River or St. Cloud, MN, to be eligible. An early withdrawal penalty may apply. Limitations on promotional CD rates apply.
