Low Rates for Home Improvement Loans

At Gate City Bank, we’re proud to support and invest in the communities we serve. That includes partnering with cities throughout North Dakota and Minnesota to support their low-interest loans for homeowners. These loans are geared to encourage the preservation of older homes and beautiful neighborhoods throughout the communities we serve.

Special Rates for Your Neighborhood

Check back in 2023 to take advantage of this program in a city near you!

Big Projects.
Low Rates.

New windows. Fresh siding. Smart furnace. Whatever’s on your list, make repairs or improvements to your home with:

  • Low interest rates
  • $10,000 - $75,000 for qualified home improvement projects
  • Terms to fit your budget


Strong neighborhoods. Strong communities. These special low-interest loans are available from city programs in Fargo, West Fargo, Grand Forks, Moorhead, Wahpeton, Fergus Falls and Sauk Rapids.

Wait …
Am I Eligible?

Contact your city department to learn more about their program eligibility and special rates, exclusively for your community.

Let’s make your home even better – together.

Want to explore other types of financing for remodeling projects? Contact a personal lender near you. We’ll be happy to help!