Low Rates for Home Improvement Loans

At Gate City Bank, we’re proud to support and invest in the communities we serve. That includes offering low-interest loans for homeowners, encouraging the preservation of older homes and beautiful neighborhoods throughout North Dakota and central Minnesota.

Special Rates for Your Neighborhood:
Apply by October 31!

Have projects on your to-do list? Brighten up your home with a special low rate, exclusively for your community.

See our list of participating cities below, and find out if you qualify!

Big Projects.
Low Rates.

New windows. Fresh siding. Smart furnace. Whatever’s on your list, make repairs or improvements to your home with:

  • Low interest rates
  • $10,000 - $75,000 for qualified home improvement projects
  • Terms to fit your budget


Strong neighborhoods. Strong communities. These special low-interest loans are available in partnership with city programs in Fargo, West Fargo, Grand Forks, Moorhead, Wahpeton, Fergus Falls and Sauk Rapids.

Wait …
Am I Eligible?

Contact your city department to learn more about program eligibility and special rates, exclusively for your community.

Let’s make your home even better – together.

Want to explore other types of financing for remodeling projects? Contact a personal lender near you. We’ll be happy to help!