Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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Are Credit Card Balance Transfers Worth It?

  • Education Resources > Calculators

The Benefits of Compounding

  • Education Resources > Calculators

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow. Compound interest arises when interest is added to the principal and when the interest that has also been added earns interest. You will see your account balance grow more quickly with accounts that pay interest more frequently. The "Annual Percentage Yield" or APY is the effective annual rate of return once the effect of compounding interest is factored in.

Make Bi-Weekly Payments

  • Education Resources > Calculators

Low Rate or Cash Back?

  • Education Resources > Calculators

Home Loans

  • Loans

From competitive interest rates to local service down the street, discover why we’re the #1 mortgage lender in North Dakota.

Personal Loans

  • Loans

Drive home that perfect car, take out the boat, get away in your ice house or plan the other escape you’ve been dreaming of! You’ll experience competitive rates, flexible terms and thoughtful lenders who guide you every step of the way.

Custom Debit Cards

  • Checking and Savings > Debit Cards

Show off your style with custom debit cards! You can even cheer on your home team with a My School Spirit card, and we’ll donate $10 to your local school. Order yours online, or stop by any location!

Coverdell Education Savings

  • Checking and Savings > Savings

Saving for post-secondary schooling? Our Coverdell Education Savings account features tax-free interest and a low minimum balance.

Home Equity Payoff Calculator

  • Loans > Personal Loans > Resources

When paying off a home equity loan or line of credit, increasing your monthly payment could save you in the long run!

Closing Costs Calculator

  • Loans > Home Loans > Resources

Try our user-friendly closing costs calculator! It helps you estimate your expenses when buying or refinancing a home, so you can plan ahead with confidence.