Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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How do I make a payment with the mobile app?

  • Education Resources > Help Center > Online Services FAQs > Bill Pay

Making payments with our mobile app is a piece of cake! Simply follow four easy steps.

Can I cancel a pending bill payment?

  • Education Resources > Help Center > Online Services FAQs > Bill Pay

If you’re wondering if you can cancel a pending bill payment in online bill pay, we can help!

How will I know when a new online statement or notice is available?

  • Education Resources > Help Center > Online Services FAQs > Online Statements

Wondering how you’ll know when a new online statement or notice is available? You’re in the right place! Learn more.

What types of accounts are eligible for Simply Save?

  • Education Resources > Help Center > Saving FAQs > Simply Save

Did you know that a number of our accounts are eligible for Simply Save? Easily build savings by rounding your purchases up to the next dollar! Learn more.

Calculate Your Conversion Rate

  • Education Resources > Calculators

The Value of Your Business

  • Education Resources > Calculators

Debt Consolidation

  • Education Resources > Calculators

Compare Monthly Payment By Term

  • Education Resources > Calculators

Calculate a Loan Payment

  • Education Resources > Calculators

Repayment of a loan requires that the borrower make a monthly payment to the lender. With each monthly payment, you pay down a portion of the loan principal, as well as monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding loan balance decreases.

Keep Working or Stay Home?

  • Education Resources > Calculators

Making the decision to return to work after staying at home with children, or leaving the workforce to stay at home is sometimes a difficult decision for parents. The financial aspects of that decision will be based on the elimination of expenses incurred while staying at home, examples of which are life and health insurance premiums that may be replaced by employer-provided plans. When looking at the benefits of working, income should be considered right alongside the ability to build a retirement fund through 401(k) contributions, the cost of health and life insurance and the expenses associated with being part of the workforce.