Online Banking
Sign Up!Wondering what the Gate City Bank mobile app is? Let us give you a quick overview!
Looking to change the personal identification number (PIN) for your Gate City Bank debit card? We’ve got you covered! Learn more.
Easily retrieve a forgotten user ID or password for online banking by following a few simple steps.
Simply enter your name and email address to sign up for rate alerts, offers and additional discounts. See how!
Wondering how your Tap and Pay debit card works? It’s super easy! Learn more.
Wondering when you’ll receive your title payoff letter? We can shed some light here! Learn more.
Wondering if you can use Zelle® internationally? Learn more.
Making the decision to return to work after staying at home with children, or leaving the workforce to stay at home is sometimes a difficult decision for parents. The financial aspects of that decision will be based on the elimination of expenses incurred while staying at home, examples of which are life and health insurance premiums that may be replaced by employer-provided plans. When looking at the benefits of working, income should be considered right alongside the ability to build a retirement fund through 401(k) contributions, the cost of health and life insurance and the expenses associated with being part of the workforce.
Repayment of a loan requires that the borrower make a monthly payment to the lender. With each monthly payment, you pay down a portion of the loan principal, as well as monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding loan balance decreases.