Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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Is there a charge for online bill pay?

  • Education Resources > Help Center > Online Services FAQs > Bill Pay

Wondering if there’s a charge for online bill pay? There sure isn’t! Learn more.

When are bill payments deducted?

  • Education Resources > Help Center > Online Services FAQs > Bill Pay

Wondering when electronic fund transfers are sent to your payee versus checks? Learn more.

Where can I find the total amount I have paid in overdraft fees this year?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

To locate a current list of the total amount you have paid year-to-date in overdraft fees, please reference your most recent checking account statement (last page).

Are my deposited funds ever delayed?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

Explore multiple reasons why deposited funds might not show up in your account right away, such as if a check is returned unpaid or your account has been overdrawn recently.

What do I need to open a checking or savings account?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

Are you up to speed on what you’ll need to open a checking or savings account with us? Let’s do a quick check!

What is the cost to order checks?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

Want to know how much it costs to order checks? You’re in the right place! Learn more.

What is an account hold?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

Learn what an account hold is and how it relates to cashing and depositing checks.

How do I set up a checking reserve line of credit to avoid overdraft fees?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Interested in setting up a checking reserve line of credit to avoid overdraft fees? Learn more!

How does Payday Your Way work?

  • Education Resources > Help Center > General Banking FAQs > Payday Your Way

Want to know how Payday Your Way works? You’re in the right place! Learn more.

How can I prevent overdraft fees?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Want to learn more about how you can prevent overdraft fees? We’ve got you!