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What can I use as collateral for a personal loan?

  • Education Resources > Help Center > Loan FAQs > Personal Loans

Interested to know what kind of collateral you can use for a personal loan? We’ve got you! Learn more.

Are there any prepayment penalties?

  • Education Resources > Help Center > Loan FAQs > Personal Loans

There are absolutely no prepayment penalties on any of our personal loans or lines of credit! Learn more.

How do I determine how much equity I have in my home?

  • Education Resources > Help Center > Loan FAQs > Home Equity Loans

Want a quick and easy way to determine the equity in your home? Look no further! Learn more.

How long can I repay on a home equity loan?

  • Education Resources > Help Center > Loan FAQs > Home Equity Loans

Interested in knowing how long you can repay on your home equity loan? We can expand on that! Learn more.

Is the interest paid on a home equity loan tax-deductible?

  • Education Resources > Help Center > Loan FAQs > Home Equity Loans

Wondering if your home equity loan interest is tax-deductible? Learn more!

How do I use mobile wallet?

  • Education Resources > Help Center > Mobile Services FAQs > Mobile Wallet

Wondering how to use mobile wallet? We’ve got you! Learn more about how mobile wallet transactions may be used in stores, within apps or on the web.

How does mobile wallet work?

  • Education Resources > Help Center > Mobile Services FAQs > Mobile Wallet

Wondering how mobile wallet works? It’s easy! Learn more about how it uses contactless technology that allows your phone to complete transactions through nearby payment terminals.

What is mobile wallet?

  • Education Resources > Help Center > Mobile Services FAQs > Mobile Wallet

Wondering what mobile wallet is? You’re in the right place! Learn more about how it’s a convenient way to carry your Gate City Bank debit card information in digital form on your mobile device.

How secure is mobile wallet?

  • Education Resources > Help Center > Mobile Services FAQs > Mobile Wallet

Wondering how secure mobile wallet is? Put your mind at ease! Each transaction is securely encrypted and requires one of multiple methods of identification.

Which checks can’t be deposited?

  • Education Resources > Help Center > Mobile Services FAQs > Mobile Check Deposit

For clarity on which checks can’t be deposited in our mobile app, we’ve provided a helpful list to reference.