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What is the IRA contribution deadline?

  • Education Resources > Help Center > Saving FAQs > IRAs

If you want to meet your IRA contribution deadline for the previous year, learn more about how you generally have until the tax filing cutoff.

What will happen to my round-up transfer if I return an item purchased with my debit card?

  • Education Resources > Help Center > Saving FAQs > Simply Save

Wondering what happens to round-up transfers when you return items you purchased? You’re in the right place! Learn more.

When are round-up funds deposited?

  • Education Resources > Help Center > Saving FAQs > Simply Save

Need to know when Simply Save round-up funds are deposited? We can help! Learn more.

Determine Your Working Capital Requirements

  • Education Resources > Calculators

Business Inventory Requirements

  • Education Resources > Calculators

Sales Volume Required to Break Even

  • Education Resources > Calculators

Business Debt Consolidation

  • Education Resources > Calculators

Use a Lump Sum to Pay Down Debt

  • Education Resources > Calculators

How Much Am I Spending?

  • Education Resources > Calculators

How many times have you asked yourself "where does our money go?" The first step is to categorize your spending into each particular category. If you have got multiple monthly bills under a category, you can use the worksheets linked to the right of the input field to enter each separately. Once you see where you are spending your money, it becomes easier to look at reducing spending in particular categories.

Compare Two CDs

  • Education Resources > Calculators

A certificate of deposit (or CD) is a savings instrument offered by a bank or credit union that has a fixed date of maturity and a fixed interest rate. A credit union might use the term Share Certificate, Term Certificate or just Certificate to refer to the same product. Most CDs require a minimum deposit amount and may offer rates contingent on the size of the deposit. Certificates of Deposit are insured by the FDIC for bank deposits, or by the NCUA for credit union deposits, up to $250,000 per individual depositor. As a CD depositor, you are committing to leave your funds in the CD for the term of the CD. As a result of that time commitment, rates offered on CDs are typically higher than traditional savings or money market accounts. Keep in mind that an early withdrawal of funds will likely come with a financial penalty.