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Receiving money with Zelle® is super quick and easy! If you’re not already enrolled, follow a few simple steps, and you’ll be all set.
Wondering what the benefits are of using your Tap and Pay debit card instead of a standard debit card? Among the many perks, there are two that take the cake! Learn more.
Trying to decide between a home equity loan and home equity line of credit? You’re not alone! We’ll help discover the right option for you. Learn more.
Your financial security and peace of mind are important to us. We are committed to helping you feel secure with every transaction.
Looking for the message center in our mobile app? We can help!
Interested in knowing how long you can repay on your home equity loan? We can expand on that! Learn more.
Saving for a college education requires advanced planning and knowledge of what the cost of a college education will be when your student begins his college experience. You will first need to know how long it will be before your student sets foot on campus, what the cost of that education is today and how much the cost will increase between now and then. You will need to know how many years of college you will be paying for, which is dependent on the degree program being pursued. Once you have that information, you will be able to know how much you will need to save. Putting together a plan will depend on what you currently have saved, how much you can save each month and the rate of return you will receive on those savings.
Determining how much money you are worth is like having a personal balance sheet. On the asset side are things you own: homes, cars, investments and personal property. On the liability side are your debts: what you owe on your home mortgage, outstanding loans, and credit card balances. Over time, you want to be reducing your liabilities by paying down debt and building your assets by saving and allowing your assets to work for you by earning interest or building value.
At Gate City Bank, we foster a warm, family-friendly culture that empowers team members to make a difference and create a better way of life for customers, communities and one another. Learn more about how we’re different!
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