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IRAs

  • Checking and Savings > Savings

Discover how our traditional and Roth IRA options can help you earn competitive interest and securely save for retirement.

Julie Whitney

  • SVP of Business Banking
  • Location(s): Fargo – Southpointe

Julie Whitney serves as SVP of Business Banking at Gate City Bank, bringing more than 30 years of experience to the industry. Originally from Sartell, MN, Julie has held roles such as a finance director and commercial relationship manager, enhancing her ability to deliver strategic financial solutions and build customer-focused relationships.

Julie Whitney serves as SVP of Business Banking at Gate City Bank, bringing more than 30 years of experience to the industry. Originally from Sartell, MN, Julie has held roles such as a finance director and commercial relationship manager, enhancing her ability to deliver strategic financial solutions and build customer-focused relationships.

Fargo – Woodhaven

3800 51st Avenue South
Fargo, ND 58104
701-551-5640

Do I need a Social Security number (SSN) to open a checking account?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

At Gate City Bank, we accept multiple ID types, including visa, passport and Individual Taxpayer Identification Number (ITIN).

Calculate Customer Lifetime Value

  • Education Resources > Calculators

Business Savings

  • Business Banking > Business Savings

Perfect for any venture, our business savings account features a low minimum balance and competitive interest rate – so you can stay focused on what matters most.

Colton Bourquin

  • AVP, Business Lender
  • NMLS#: 1269918
  • Location(s): Minot – Dakota Square See more

Colton Bourquin serves as Gate City Bank AVP, Business Banker. As a Minot native, he graduated from Minot State University, earning a degree in finance. Colton has been with the bank since 2009, serving the Minot community and surrounding areas.  

Colton Bourquin serves as Gate City Bank AVP, Business Banker. As a Minot native, he graduated from Minot State University, earning a degree in finance. Colton has been with the bank since 2009, serving the Minot community and surrounding areas.  

The Benefits of Compounding

  • Education Resources > Calculators

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow. Compound interest arises when interest is added to the principal and when the interest that has also been added earns interest. You will see your account balance grow more quickly with accounts that pay interest more frequently. The "Annual Percentage Yield" or APY is the effective annual rate of return once the effect of compounding interest is factored in.

Jack Saldana

  • Personal Lender
  • NMLS#: 2593052
  • Location(s): Sauk Rapids – Coborn's See more

Jack Saldana serves as Gate City Bank Personal Lender in Sauk Rapids, MN. Originally from Rice, MN, he earned his associate’s degree in finance and credit from St. Cloud Technical & Community College.

Jack Saldana serves as Gate City Bank Personal Lender in Sauk Rapids, MN. Originally from Rice, MN, he earned his associate’s degree in finance and credit from St. Cloud Technical & Community College.

Can I complete a personal loan application over the phone or online?

  • Education Resources > Help Center > Loan FAQs > Personal Loans

Did you know that there are multiple ways to apply for a personal loan with us? We make it easy! Learn more.