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Fargo – Downtown

500 2nd Avenue North
Fargo, ND 58102
701-293-2485

How do I set up direct deposit?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

Easily set up direct deposit by contacting us in one of a few different ways.

Business Banking Training Sessions

  • Business Banking

Our latest digital enhancements for business banking sessions are now open! Sign up for one of our many available sessions today.

How long does it take for a debit card control or alert to take effect?

  • Education Resources > Help Center > Debit Card FAQs > Debit Card Controls

If you’re wondering how long it takes for a debit card control or alert to take effect, the answer is immediately. Learn more!

Current Rates: Business Checking and Savings

  • Rates

As a business owner, never stop building your success! Check out our competitive business checking and savings rates.

Merchant Services

  • Business Banking

Accept credit cards, debit cards and digital payments for your business! Welcome to simple and secure point-of-sale (POS) systems, mobile processing and more – backed by local support.

Katie Graham

  • AVP, Personal Lender
  • NMLS#: 1451275
  • Location(s): Grand Forks – Downtown

Katie Graham serves as Personal Lender in Grand Forks, ND, and brings nearly 10 years of experience to Gate City Bank. Originally from Grand Forks, she graduated from University of North Dakota in 2006, having studied forensic science, criminal justice and anthropology.

Katie Graham serves as Personal Lender in Grand Forks, ND, and brings nearly 10 years of experience to Gate City Bank. Originally from Grand Forks, she graduated from University of North Dakota in 2006, having studied forensic science, criminal justice and anthropology.

Which Is Best – Checks or Digital Payments?

  • Education Resources > Articles

Explore the pros, risks and security tips of writing checks vs. making digital payments to choose the best way to move your money.

Matt Simmons

  • AVP, Senior Personal Lender
  • NMLS#: 1999606
  • Location(s): Fargo – Southpointe

Matt Simmons serves as Assistant Vice President, Senior Personal Lender in Fargo, ND, and has been at Gate City Bank for more than four years. Originally from Cavalier, ND, Matt graduated from The Salon Professional Academy in Fargo, earning his degree in massage therapy.

Matt Simmons serves as Assistant Vice President, Senior Personal Lender in Fargo, ND, and has been at Gate City Bank for more than four years. Originally from Cavalier, ND, Matt graduated from The Salon Professional Academy in Fargo, earning his degree in massage therapy.

How do I set up a checking reserve line of credit to avoid overdraft fees?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Interested in setting up a checking reserve line of credit to avoid overdraft fees? Learn more!