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Mason Cool serves as Gate City Bank AVP, Senior Mortgage Lender. With more than 10 years of expertise in mortgage lending, Mason has been with the bank since 2004. Originally from Minot, ND, he graduated from Minot State University.
Outside of work, Mason enjoys golfing, vacations and hanging out with his friends and family (including his twin!).
To Mason, being a team member at Gate City Bank means providing the highest possible level of customer service. He says, “It’s truly a privilege to offer guidance and work together with families to help them make their first home – or their dream house – a reality.”
Mason Cool serves as Gate City Bank AVP, Senior Mortgage Lender. With more than 10 years of expertise in mortgage lending, Mason has been with the bank since 2004. Originally from Minot, ND, he graduated from Minot State University.
Outside of work, Mason enjoys golfing, vacations and hanging out with his friends and family (including his twin!).
To Mason, being a team member at Gate City Bank means providing the highest possible level of customer service. He says, “It’s truly a privilege to offer guidance and work together with families to help them make their first home – or their dream house – a reality.”
Joseph Clark serves as Personal Lender at Gate City Bank’s Village West location in Fargo, ND. Originally from Mandan, ND, he earned his bachelor’s in marketing from St. Cloud State University, and also completed the school’s Professional Selling Specialization Program.
Joseph Clark serves as Personal Lender at Gate City Bank’s Village West location in Fargo, ND. Originally from Mandan, ND, he earned his bachelor’s in marketing from St. Cloud State University, and also completed the school’s Professional Selling Specialization Program.
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Repayment of a loan requires that the borrower make a monthly payment to the lender. With each monthly payment, you pay down a portion of the loan principal, as well as monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding loan balance decreases.
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Balancing your account is easy! Start with the balance from your last checking account statement. Then, subtract all payments that you have recorded that were not listed in this last statement (or any previous ones.) Next, add all the recent deposits that you have made into your checking account. The result should be the amount you have in your account as your current balance.
We know you’ve been envisioning building your dream home for a while, which is why we’ve made our new home construction loan process easy and convenient. Enjoy interest rate locks, flexibility, knowledgeable lenders and more.
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