Extended Hours: Only April 23 & 24!
For your convenience, our lobby doors will be open until:  

  • 6:00 p.m.: Alexandria, Bismarck, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Carrington, Devils Lake, Hettinger, Jamestown, Mohall, St. Cloud
  • 4:00 p.m.: Park River, Mayville

Stop by, or tell a friend about our $100 offer – only Wednesday and Thursday!

Can I complete a personal loan application over the phone or online?

You sure can! Easily apply at any of our convenient locations, online, over the phone or via email.

Related Questions

Interest rates are determined based on the type of personal loan, collateral and terms. (Note: We offer a 1% discount on some personal loans with automatic payment from a Gate City Bank checking account.) Current rate information is available for:

We may require a co-borrower on a loan, depending on your credit. Our lending team will gladly work with you to determine available options when you submit your application!

Great question! Common types of collateral used include houses, cars, boats, RVs, motorcycles and certificates of deposit (CDs).

There are no prepayment penalties on any of our personal loans or lines of credit. You can pay as much as you’d like above your scheduled payment at any time!

Have Other Questions? We Can Help!

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