Mortgage Loans

Personal Loans

Home Equity Loans

Laughing family moves into new home after getting a mortgage from Gate City Bank

Home Loans

We have home loan options that are perfect for every life stage! Our lenders and digital options make the process easy.

dad with messy hair kneels beside a blue-eyed toddler, holding her hands as she takes her first steps in their new home

Welcome to Your First Home.

We offer easy learning tools, a convenient process, competitive rates and more! We’re happy you’re considering making the move with us.

three excited women in sunglasses sitting in a new car, embarking on a road trip thanks to Gate City Bank personal loans

Personal Loans

Drive home that perfect car, take out the boat, get away in your ice house or plan the other escape you’ve been dreaming of! You’ll experience competitive rates, flexible terms and thoughtful lenders who guide you every step of the way.

Smiling brunette with long braids, reading the easy steps to consolidate her student loans with Gate City Bank on her phone

Goodbye, Expensive Student Loans. Hello, Future Home!

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!