happy industrial businessman holds phone and paper after securing business term loans

Your Business Loan on Your Terms

We know you have countless options when it comes to finding long-term financing solutions for your business. We bring competitive interest rates, local lending and personalized service – just to name a few perks.

We’ll Help You Find the Perfect Options.

We know you care about being cost-effective whenever possible because time is also money. Our business lenders will work with you to find a business term loan that’s most ideal for your business, and keeps you moving efficiently. With us, you’ll enjoy:

  • Convenient digital signing options

  • Terms from 36 to 96 months

  • Various payment plans

  • Free pre-approvals

  • Local servicing

Enjoy better interest rates for your business’ long-term financing needs while you stay focused on that new company vehicle, expanding brick-and-mortar sites or anything in between. Get started by reaching out to one of our business lenders today.

Colton Bourquin

AVP, Business Lender
Location(s): Minot – Dakota Square, See more

Marcus Boykin

VP, Retail Manager, Business Lender
Location(s): Williston, See more

Shane Brewer

AVP, Business Lender
Location(s): Moorhead – Downtown, See more

Ryan Coye

SVP of Central Minnesota, Business Lender
Location(s): Waite Park – Cash Wise Foods, See more

Scott Hare

VP, Retail Manager, Business Lender
Location(s): Jamestown, See more

Austin Hawkinson

Business Lender
Location(s): Bismarck – Downtown, See more

Darryl Jorgenson

AVP, Business Lender
Location(s): Grand Forks – South Washington, See more

Alex Lacey

AVP, Business Lender
Location(s): West Fargo – Veterans Boulevard, See more

Rick Morrow

AVP, Business Lender
Location(s): Fargo – Downtown, See more

Calculate a Loan Payment

We Offer Countless Business Resources to Help You Grow.

coffee shop owner holding cup and working on his laptop

Service That’s Just Better.

You offer a specialized service to your customers – it’s only fair that we provide you with a one-of-a-kind banking experience! Enjoy better business banking with the best customer service around.

arts business owner holding a crafted cup and looking at her computer

Mind Your Business.

As a business owner, expanding your knowledge and learning tricks of the trade are key to your success. Our financial education library is robust, geared at keeping you – and your business – growing.

happy chef holds water glass in his kitchen after securing helpful equipment loans

Equipment Loans

As a business owner, you see efficiency as a must-have for your unique venture. You know that to boost productivity and increase sales, you need the right support. From office furnishings to new machinery, our equipment loans will help you accomplish just that – growing your operations in the process.

happy man with sportcoat and glasses looks on after securing business real estate loans

Real Estate Loans

Meet your business needs and continue to grow your success with our business real estate loans! Easily purchase or update an existing property, or build a new one – all while enjoying convenient and flexible terms.

group of employees collaborate after boss obtained business line of credit to hire them

Business Line of Credit

As a business owner, you sometimes need a fast and flexible way to access funds, but you’d rather not rely on credit cards and their interest rates. With a business line of credit from us, you can easily cover short-term obligations like payroll and inventory, all at a competitive interest rate!

Female daycare provider plays at home with children after receiving approval for BetterLife™ Child Care Business Loan from Gate City Bank

BetterLife™ Child Care Business Loans

Interested in a low interest rate small business loan for child care? We have the perfect option for you! Learn more about our BetterLife™ Child Care Business Loan.