Colleagues in downtown Fargo chat after switching their business accounts to Gate City Bank using their easy switch tool.

Simplify the Switch to Better Business Banking.

Moving your business accounts doesn’t have to be complicated. Our local business banking team will work with you to handle the transition so you can stay focused on what matters most – your business.

Connect With a Banker

Why Businesses Are Making the Switch:

Merchant Services

Accept card payments on site, online and on the go – wherever your business takes you.

ACH Origination

Enjoy the convenience of paying employees and vendors electronically and directly from your bank accounts.

Remote Deposit Capture

Skip the line and deposit paper checks electronically from your business location.

Positive Pay

Safeguard your business with an extra layer of security like check monitoring, payee matching and more.

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank checking accounts come with exclusive benefits of better banking, including:
  • Seamless online and mobile experiences
  • Instant debit cards (with free custom design options)
  • Debit card rewards
  • 24/7 fraud monitoring
  • Customized add-on services
Contact a business banking team member to learn more!
Simply Business Checking Complete Business Checking Nonprofit Interest Checking
Minimum to Open $50 $50 $50
Monthly Service Charge None $15 None
Competitive Interest Rate Available Not Included. Not Included. Included.
Eligible for Earnings Credit Not Included. Included. Not Included.
Learn more. Account Details Account Details Account Details
  • Simply Business Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details
  • Complete Business Checking

    • Minimum to Open $50
    • Monthly Service Charge $15
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Included.
    • Account Details
  • Nonprofit Interest Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details

Ready to learn more or open your business account? See what you’ll need, and stop by any of our convenient locations near you in North Dakota and Minnesota!

Find My Nearest Location

We Make Switching Banks Easy.

We know changing banks can feel like a big task. That's why we've created tools and resources to simplify the process, helping you transition smoothly so you can stay focused on running your business.

Better Benefits. Bigger Business.

Smiling businesswoman with curly hair in a gray suit, standing on her office terrace with the Grand Forks, ND, skyline behind her

Business Loans

You’ve worked hard to build your business into what it is today, and you’re always thinking about what’s ahead. From new equipment to expanding operations, we’re here to help your business grow.

Laughing contractor and local business owner cuts wood trim for a kitchen remodel in Fargo, ND

Business Line of Credit

Payroll. Inventory. Maintenance. Whatever your short-term expenses may be, breathe easy with access to fast, flexible funds.

Thirtysomething businessman on a blue couch, smiling after meeting with his local treasury management consultant in Fargo, ND

Treasury Management

Enhance security. Reduce fraud. Improve cash flow. Welcome to treasury management services, designed to keep your business moving forward.

curly-haired businesswoman in a blazer, selecting her best business savings account online at her office in Grand Forks, ND

Business Savings

Looking for the best business savings account for your venture? Whether you’re a small startup, an established enterprise or anything in between, we’ve got you covered.