Online Banking
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Easy checking. Friendly service. Local loans.
Welcome to banking that always feels like home, complete with 45 convenient locations across North Dakota and Minnesota.
| $720 annual value!** | ||||
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| Preferred Perks1 Checking | Premium Interest Checking | Totally Free2 Checking | BankOn Checking | |
| Open My Account | Open My Account | Open My Account | ||
| ATM Fee Refunds | Up to $250 annually | Up to $250 annually | Up to $150 annually | Up to $150 annually |
| IDProtect® – Identity Theft Monitoring3 and Credit File Monitoring* |
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| 24/7 Telehealth*4 |
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| eVets*5 |
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| Health Discount Savings* |
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| Debit Card Rewards |
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| Paydays up to 2 Days Early6 |
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| Earns Interest |
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| Welcome Gift |
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| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | $4.95 if minimum daily balance falls below $5,000 | $10 if minimum daily balance falls below $5,000 | None | $5 for customers age 24+ |
| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
Free ATMs7 everywhere you go
Easy mobile and online banking
Paydays up to two days early6
Debit card rewards for gas, groceries and more
Debit cards issued instantly at any location
24/7 fraud protection you can count on
1% rate discount on personal loans with automatic payments from your Gate City Bank account
Free welcome gift and much more!
(By the way, we offer business checking, too!)
It’s all yours! For a limited time only, receive this exclusive gift8 when you open a new checking account with us or refer a friend.
Choose My Account
Love your hometown? So do we! Come take a closer look at why we love to live – and give – in the communities we call home.
Come on Over1 Available to individuals ages 18 or older upon approval of account opening. Access to features may be subject to additional terms and conditions and is subject to change.
2 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
3 Benefits are available to personal checking account owner(s) and joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/ or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
4 Available for the primary account holder and their spouse/domestic partner and up to six dependent children age 2 and older. This is not insurance.
5 Medications may only be prescribed where allowed by law. In certain states, a Veterinary-Client-Patient-Relationship (VCPR) must be established to diagnose and treat patients through eVets, and only advice and virtual veterinary triage may be provided without a VCPR.
6 Your direct deposit will generally be accessible the same day we receive it, up to two days early.
7 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal checking customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year with a Preferred Perks or Premium Interest Checking account or up to $150 in automatic fee refunds with a Totally Free Checking or BankOn Checking account.
8 Gate City Bank reserves the right to substitute any gift for one of similar value. Restrictions apply, see amazon.com/gc-legal.
** Estimated value based on approximate monthly costs or savings for similar marketplace benefits and subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through Preferred Perks Checking Account. No cash value is implied with the use of this account or any of its features.
* Registration/activation required.
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