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Simple checking. Friendly neighborhood service. Local loans right down the street. With Gate City Bank, it’s easy to feel at home – everywhere you go.
Perfect for students, this free and flexible account is personalized for all ages.
Our most popular account! Featuring extra benefits, it’s a smart way to earn more interest — and more perks.
Higher interest. Higher payoff. Let your dollars do the work with this premiere account, featuring our best rates.
Your security is our priority, which is why we’re always taking proactive steps to protect you from fraud, scams and identity theft.
Stay informed. Stay in control. Freeze your debit card in seconds if it’s lost or stolen and set spending limits to keep you and your money safe.
Life comes with surprise expenses. With several options to help you avoid and cover overdrafts, we’re here to help!
Free ATMs2 everywhere you go
Easy mobile and online banking
Paydays up to two days early3
Debit card rewards for gas, groceries and more
Debit cards issued instantly at any location
24/7 fraud protection you can count on
1% rate discount on personal loans with automatic payments from your Gate City Bank account
Free welcome gift and much more!
Not quite sure which account is best for you?
(By the way, we offer business checking, too!)
Love your hometown? So do we! Come take a closer look at why we love to live – and give – in the communities we call home.
Come on Over1 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
2 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.
3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
4 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.
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