Laughing young woman in a leather jacket, enjoying the vibrant nightlife in downtown Fargo, ND

Fargo Nice.
You Betcha.

In 1923, we opened our doors for the first time in the heart of downtown Fargo, ND. And after more than a century, we still can’t imagine a better place to call home.

Exterior view of Gate City Bank’s headquarters in downtown Fargo, ND, located on 2nd Avenue North

Oh Hello, Neighbor!

Come on over to any of our convenient Fargo locations, including our downtown headquarters. We’d love to give you a warm welcome!

Fargo – Downtown Headquarters
Colorful and unique Fargo mural located on 1st Avenue North in downtown Fargo, ND

“I have never felt more welcomed at any other financial institution than I have downtown at Gate City Bank.”

– Brian C., Fargo, ND

Laughing man wearing sunglasses and a bright red shirt in downtown Fargo, North Dakota

Come see how we’re investing in the future of Fargo.

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701 by the Numbers.

Convenient Fargo Locations
Mortgage Lender
in ND
Years and Counting in Fargo
Collage of Gate City Bank local school debit cards, featuring Fargo North Spartans, Fargo South Bruins and Davies Eagles.

Let's Go, Fargo!

Cheer on your favorite home team with your debit card! We’ll donate $10 to your local school of choice, including Fargo North, Davies, Fargo South, Oak Grove, Shanley, Horace and North Dakota State University.

Order My Card

Community Partnerships We Love.

Group of Gate City Bank volunteers take photo in front of Great Plains Food Bank truck, serving ND and MN

Great Plains Food Bank

At Gate City Bank, we’re honored to partner with Great Plains Food Bank. See how we’re helping improve food security in the region, while creating a better life for community members in need.

Gate City Bank team members and board of directors pose with award at the NDSU Evening of Distinction event

North Dakota State University

See why we’ve been proud to partner with NDSU for decades, investing in the leaders of tomorrow in every field – including athletics, academics, theatre and more programs in our community.

YWCA team members and Gate City Bank volunteers on a sunny day, working together to help women and children in Fargo Moorhead


For over 20 years, Gate City Bank and YWCA Cass Clay have joined up to provide safety, warmth and hope to those who need it most – a better way of life, especially for women and children.

laughing newlyweds making house repairs and renovations, thanks to a Gate City Bank home improvement loan

Strong Neighborhoods.
Stronger Communities.

Thinking about making home repairs or improvements? Explore our low-interest loans just for homeowners in your city, designed to help preserve the beauty of older neighborhoods.

Learn More