Five laughing women of different ages, sharing stories while sitting on the grass in jeans in Roosevelt Park in Minot, ND

More to Love
in Minot.

Festivals to farmland. Live music to lefse. Come see why we’ve been proud to be part of the magic of Minot, ND – complete with its booming growth and small-town charm – since 1957.

Smiling blonde woman in a gold sweater, making a peace sign on her way to open a new checking account at Gate City Bank

$200 Checking Offer1
July 30 & 31!

Receive $200 when you stop by and open a new checking account with us for the first time – exclusively in Minot. Plus, enjoy more perks, like free ATMs2, paydays up to two days early3 and much more!

Choose Your Minot Location:

Welcome sign greeting visitors at the edge of Minot, North Dakota

“This has got to be the greatest bank I have ever done business with.”

– Terry V., Minot, ND

Smiling rancher couple holding the reins of two relaxed horses at sunset on the outskirts of Minot, ND

Come see how we’re investing in the beautiful Minot community.

See News Stories

58701 by the Numbers.

2
Convenient Minot Locations
#1
Mortgage Lender
in ND
67
Years and Counting in Minot
Collage of Gate City Bank school debit cards for Minot State University, Minot High School and Our Redeemer’s School

Let's Go, Minot!

Cheer on your home team with your debit card! We’ll donate $10 to your local school of choice, including Minot High School, Minot State University, Our Redeemer’s Christian School and Bishop Ryan Catholic School.

Order My Card

Community Partnerships We Love.

Souris Valley Animal Shelter logo overlays image of a happy dog with a red bandana in Minot, ND

Souris Valley Animal Shelter

Learn how our team members have donated $30,000 and countless volunteer hours to a Minot animal shelter, which provides care for furry friends both locally and throughout North Dakota.

Giggling girl surrounded by red heart-shaped confetti, celebrating Giving Hearts Day in Fargo, ND

Giving Hearts Day

Since 2014, we’ve been honored to partner with Dakota Medical Foundation – donating countless volunteer hours and dollars to benefit local charities across North Dakota and Minnesota.

Military service member in Fargo hugs his two kids, while his wife tries to hold back tears in their home purchased with a VA loan

Military Banking

We’re proud to serve our nation’s finest. Learn about our long history of honoring service members and their loved ones through VA loans, veteran charities and military support.

1 Offer valid July 30-31, 2026. Not valid with other checking offers. Customer must be a first-time Gate City Bank checking customer and at least 10 years of age, and account must be opened in person at a Gate City Bank location in Minot. $200 will be deposited into qualifying accounts by September 30, 2026; recipients will receive a 1099-INT or 1042-S form. Account must be open and maintain a positive balance to receive the credit. $50 minimum deposit to open, and $200 bonus does not count toward minimum deposit. Gate City Bank reserves the right to decline opening an account based on account opening criteria, type of referral source or applications opened outside of North Dakota and Minnesota.

2 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.

3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.