Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

Confident young woman waving to a friend on the streets of downtown Moorhead, MN

Moorhead Proud.
Minnesota Nice.

Small-town charm. Big-city style. Stop by to say hello, and see why we’ve been proud to call this beautiful community home since 1997.

Close-up of hand-painted, brightly colored 56560 mural on a brick wall located on 6th Street South in Moorhead, MN

“I have been banking with Gate City Bank for almost 15 years. I recommend them all of the time!”

– Isaac H., Moorhead, MN

Happy family of three taking a selfie in Gooseberry Park in Moorhead, MN

Come see for yourself how we're investing in the city of Moorhead. 

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56560 by the Numbers.

4
Convenient Moorhead Locations
#3
Best Bank in the U.S.
27
Years and Counting in Moorhead
Collage of Gate City Bank debit cards, featuring MSUM Dragons, Moorhead Spuds and Concordia College Cobbers

Let's Go, Moorhead!

Spuds. Cobbers. Dragons. Show your spirit with your debit card! We’ll donate $10 to your school of choice: Moorhead Area Public Schools, Concordia College or Minnesota State University Moorhead.

Order My Card

Community Partnerships We Love.

special-needs clients and roommates of Creative Care for Reaching Independence give a thumbs-up for the camera from the kitchen of their home

Creative Care for Reaching Independence (CCRI)

In honor of Gate City Bank’s 100 years, our record-breaking $100,000 Giving Hearts Day donation is being used to enhance accessibility and mental-health services in Moorhead, MN.

Karin Rudd of Gate City Bank sits down on a Fargo Moorhead Community Theatre set to interview a female theatre representative

Fargo-Moorhead Community Theatre

We’re proud to partner with Fargo Moorhead Community Theatre (FMCT), which offers sensory-friendly performances for children with autism and their families.

community members look on during a low-income housing grand opening in Fargo ND

Affordable Housing in Fargo-Moorhead

Learn how we’re partnering with the Cass Clay Community Land Trust to establish more affordable housing in the FM community and surrounding area.

laughing newlyweds making house repairs and renovations, thanks to a Gate City Bank home improvement loan

Strong Neighborhoods.
Stronger Communities.

Thinking about making home repairs or improvements? Explore our low-interest loans just for homeowners in your city, designed to help preserve the beauty of older neighborhoods.

Learn More