Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

two happy male friends sit together and use phone to move money

Move Money to Keep You Moving.

Life keeps you on the go, so moving your money shouldn’t be a hassle. Whether it’s sending funds to loved ones, paying back a friend for lunch, addressing bills or anything in between, we’ve got you covered. Get started with our mobile app!

Let’s Go

Tap. Transfer. Track.

We offer multiple user-friendly options to help you manage money with ease:


Send money in minutes to friends, family and others you trust.1

Better Transfers

Enjoy free and limitless transfers between Gate City Bank accounts and external accounts.

Online Bill Pay

Manage bills, receive alerts and view payment history in one convenient location.

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Bank on Us to Serve You.

Your business is one of a kind and tailored to meet the needs of your customers. Your banking experience should be unique, as well! Enjoy better business banking with us.

happy professional young man walks while looking at phone

Fraud Protection to Write Home About.

Your security is paramount, which is why we take proactive steps to protect you from fraud, scams and identity theft.

Have Questions About Moving Money?

Message Us

Send questions and feedback.

Call Us


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Find a location near you.

1 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.