Totally FREE* Checking
No fees, no minimum balance, FREE ATMs – and great for students!
Tell-A-Friend about checking accounts at Gate City Bank. When your friend opens a checking account, you’ll both receive a FREE gift! Learn More
Tell-A-Friend about checking accounts at Gate City Bank. When your friend opens a checking account, you’ll both receive a FREE gift! Learn More
At Gate City Bank, we’re here to help make your life easier and better, which is why we offer a variety of account options to fit your lifestyle. Try our Account Chooser to find out which account is right for you!
No fees, no minimum balance, FREE ATMs – and great for students!
This account offers additional benefits when you have more relationships and services with Gate City Bank.
If you are looking for a higher interest rate, then Premium Interest Checking is the choice for you.
Choose from a standard, My School Spirit or personalized debit card!
Tell-A-Friend about personal and business checking accounts at Gate City Bank and receive a gift when they open a checking account.
Receive your paycheck up to two days early! Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. 1
Choose the right option for you – savings or credit! Ask about linking your savings as a back-up to your checking account2 to avoid overdrafts, or apply for a checking reserve line of credit to cover those unexpected expenses when you need it. It's quick and easy!
Tell-A-Friend, and when they open a checking account, receive a gift!
*No maintenance or activity fees. Other fees may apply. See fee schedule for details.
1Direct deposit required. Early availability subject to the timing of submission payment file from payer.
2Ope! Don't let that overdraft sneak right by ya. Optional protection automatically transfers available funds from your savings to your checking account when an overdraft would occur. $5 fee per automated transfer.