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Which checking account is the right one for me?

Payday
Your Way

Receive your paycheck up to two days early! Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. 1

Better
Overdraft Protection

Choose the right option for you – savings or credit! Ask about linking your savings as a back-up to your checking account2 to avoid overdrafts, or apply for a checking reserve line of credit to cover those unexpected expenses when you need it. It's quick and easy!

Better
Gifts for You

Tell-A-Friend, and when they open a checking account, receive a gift!

*No maintenance or activity fees. Other fees may apply. See fee schedule for details.
**Recipient must be enrolled in uChoose Rewards® by October 23, 2021, to receive 1,000 bonus points, and points will be credited by October 29, 2021.
1Direct deposit required. Early availability subject to the timing of submission payment file from payer.
2Ope! Don't let that overdraft sneak right by ya. Optional protection automatically transfers available funds from your savings to your checking account when an overdraft would occur. $5 fee per automated transfer.