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Benefit Interest Checking

  • Checking and Savings > Checking

Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!

Business Checking

  • Business Banking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Nonprofit Interest Checking

  • Business Banking > Business Checking

Building your nonprofit has cost you countless hours of effort and energy to make a difference in the world – to make things better. You deserve a checking account that works for you and your mission. With our Nonprofit Interest Checking account, we’ll take care of you while you take care of the world.

Business Savings

  • Business Banking > Business Savings

Perfect for any venture, our business savings account features a low minimum balance and competitive interest rate – so you can stay focused on what matters most.

Auto Loans

  • Loans

Cruise toward better auto loan rates! When you buy or refinance a vehicle with us, you’ll enjoy low rates and a simple process. Time to get started with us, and hit the open road!

Exclusively for Central MN

  • Checking and Savings

Hello, Minnesota! See our locations near you, along with special offers for Elk River, Sauk Rapids, St. Cloud and Waite Park.

Debit Cards

  • Checking and Savings

Make everyday purchases easy! Explore all of the benefits waiting for you with Gate City Bank debit cards, such as custom designs, great rewards, easy security controls and more.

Home Equity Calculator

  • Loans > Personal Loans > Resources

Quickly estimate your home equity with our simple calculator! It helps you understand how to leverage your home’s value for improvements, debt consolidation and more.

9 Business Banking Basics You Need to Know

  • Education Resources > Articles

No matter what your business specialty is, there are a wide variety of resources and financing options available to help set you up for success. Learn more!

What day will a deposit post to my account?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

If you want a better idea of when deposits are posted to your account, we can help shed some light!