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6 Ways to Save for a Home Down Payment

  • Education Resources > Articles

You’ve been looking for the right home, carefully researching and vetting each listing. But are you prepared for the down payment? We’ve got you covered with six helpful tips!

Do I need a Social Security number (SSN) to open a checking account?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

At Gate City Bank, we accept multiple ID types, including visa, passport and Individual Taxpayer Identification Number (ITIN).

What is the difference between a savings account and a money market savings account?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

Want to know the difference between savings and money market savings accounts? We can help! Learn more.

What is the cost to order checks?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

Want to know how much it costs to order checks? You’re in the right place! Learn more.

Where can I find the total amount I have paid in overdraft fees this year?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

To locate a current list of the total amount you have paid year-to-date in overdraft fees, please reference your most recent checking account statement (last page).

What is the difference between overdraft fees and NSF fees?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Want to know the difference between overdraft fees and NSF fees? You’re in the right place! Learn more.

How can I set up a savings link to avoid overdrafts?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Discover how you can avoid overdraft fees by linking your savings account to your checking account! There are a few easy ways to do it.

Who should I contact if my funds don’t show up two days early?

  • Education Resources > Help Center > General Banking FAQs > Payday Your Way

Funds didn’t show up two days early for Payday Your Way? Don’t worry! Learn more.

Does it cost extra to get paid early?

  • Education Resources > Help Center > General Banking FAQs > Payday Your Way

Did you know that you could get paid up to two days early and it won’t cost you a thing? Learn more!

What is the FDIC and how does it impact me?

  • Education Resources > Help Center > General Banking FAQs > General Banking

Learn more about the Federal Deposit Insurance Corporation (FDIC) and how it helps protect your insured deposits!