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Glossary

  • Education Resources

Two-factor Authentication (2FA)

  • Education Resources > Glossary

An extra layer of protection beyond a username and password that involves a second step in verifying your identity, such as through a text message with a temporary passcode, or a biometric factor like a fingerprint or facial scan.

Bold History. Bright Horizons.

  • About Us

Learn about Gate City Bank’s history through the decades, and see why this is only the beginning.

News

  • About Us

Want to stay up to date on Gate City Bank news? Easily access our latest press releases and media mentions!

Mortgage Amount Calculator

  • Loans > Home Loans > Resources

Try our simple mortgage amount calculator! It lets you account for your monthly budget, down payment, interest rate and more to find out how big of a home loan you could receive.

Down Payment Calculator

  • Loans > Home Loans > Resources

Quickly learn how much you could save on your home loan! Our user-friendly down payment calculator lets you easily compare two payment amounts.

Debt-to-Income Ratio Calculator

  • Loans > Home Loans > Resources

If you want to know how much of your income goes toward debt, try our simple debt-to-income ratio calculator! It helps you know if your debt load could be manageable for securing a loan.

Adjustable-Rate Mortgage Calculator

  • Loans > Home Loans > Resources

Use our adjustable-rate mortgage calculator to quickly estimate your monthly home loan payments and learn how much you could save!

Mortgage Payment Calculator

  • Loans > Home Loans > Resources

Use our simple mortgage payment calculator to estimate your monthly home payments and plan your budget!

Personal Loans

  • Loans

Drive home that perfect car, take out the boat, get away in your ice house or plan the other escape you’ve been dreaming of! You’ll experience competitive rates, flexible terms and thoughtful lenders who guide you every step of the way.