Our Mortgage Rate Relief Program is back! For a limited time, eligible homebuyers may qualify for rates up to 1.5% lower than current market rates. Learn how >

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Mortgage Rate Relief Program Offers Up to 1.5% Savings

  • 02-26-26
  • Press Release

Looking for lower rates or mortgage assistance? For a limited time, qualifying homebuyers can apply for our Mortgage Rate Relief program with special reduced rates.

$25K up for Grabs on Giving Hearts Day

  • 01-20-26
  • Press Release

Nominate your favorite charities for a chance to win $25,000 from Gate City Bank on Giving Hearts Day!

Surpassing $2.2M in Gifts for Giving Hearts Day 2025

  • 02-19-25
  • Press Release

From winning charities to our multi-community food drive to a surprise end-of-day gift, catch up on all the excitement from Giving Hearts Day 2025!

Darlene Risch

  • Our People > Team Member Stories

Experiencing the evolution of banking firsthand throughout the past 50 years has given Darlene Risch a unique perspective. Read more!

Gate City Bank Welcomes Kim Meyer to Board of Directors

  • 07-19-23
  • Press Release

Following her retirement from Gate City Bank after 37 years, we were excited to welcome former executive Kim Meyer to our board of directors in July 2023!

Hospice of the Red River Valley

  • Our Community > Featured Stories

Gate City Bank provided a $16 million, low-interest line of credit with no fees to build a state-of-the-art house for Hospice of the Red River Valley!

Bismarck – Downtown

304 East Rosser Avenue
Bismarck, ND 58501
701-355-7620

Innovative Program Saves $25M in Student Loan Interest

  • 11-02-20
  • Press Release

In 2015, we had an innovative idea – to break down financial barriers for college tuition-paying customers who dream of purchasing a home. Thus, the BetterLife™ Student Loan was born! Learn more.

Gate City Bank Earns 5 Stars on Bauer List for 30+ Years.

  • About Us > Awards and Recognition

A five-star rating from BauerFinancial™ means we’ve been financially strong for more than 30 years across North Dakota and Minnesota!

First-Time Homebuyers

  • Loans > Home Loans

Welcome home! Receive a $250 credit toward the closing costs on your first home.1

1 This $250 credit only applies to first-time homebuyers purchasing a primary residence within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account. Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing.