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Current CD and IRA Rates

  • Rates

Explore our competitive interest rates on CDs and IRAs! We’re committed to offering savings options that help you build a strong financial future.

5 Ways Merchants Counteract BIN Attacks With Brute Force

  • Education Resources > Articles

When it comes to facing brute-force BIN attacks, there are helpful steps merchants can take to fight back against fraud – and reduce financial and reputational risk in the process.

Student Banking

  • Checking and Savings

Did you know that Gate City Bank offers amazing banking options for students of any age? Learn more!

Justin Herland

  • Medicare Specialist
  • Location(s): Fargo – Downtown

With more than eight years of experience, Justin Herland serves as a Medicare Specialist with Gate City Insurance Agency. Justin joined the agency back in 2017. Originally from Thompson, ND, he graduated from Minnesota State University Moorhead in 2010.

With more than eight years of experience, Justin Herland serves as a Medicare Specialist with Gate City Insurance Agency. Justin joined the agency back in 2017. Originally from Thompson, ND, he graduated from Minnesota State University Moorhead in 2010.

Understanding Medicare: 7 Basics for Health Insurance

  • Insurance Services > Education

Navigating Medicare doesn’t have to be complicated! Check out these seven basic factors to consider when planning for health insurance.

What is the difference between overdraft fees and NSF fees?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Want to know the difference between overdraft fees and NSF fees? You’re in the right place! Learn more.

Chance Schmidt

  • Insurance Advisor
  • Location(s): Bismarck – Downtown See more

Chance Schmidt serves as an Insurance Advisor with Gate City Insurance Agency. With more than 15 years of expertise, Chance joined the agency in 2016. He is proud to call Mandan, ND, his hometown.

Chance Schmidt serves as an Insurance Advisor with Gate City Insurance Agency. With more than 15 years of expertise, Chance joined the agency in 2016. He is proud to call Mandan, ND, his hometown.

Christa Schwartzenberger

  • AVP, Personal Lender
  • NMLS#: 1157985
  • Location(s): Bismarck – Gateway

Christa Schwartzenberger serves as Senior Personal Lender in Bismarck, ND, and brings more than 15 years of experience to Gate City Bank. Originally from Streeter, ND, Christa graduated from what is now University of Jamestown (ND), earning her degree in business administration with a focus on economics and accounting.

Christa Schwartzenberger serves as Senior Personal Lender in Bismarck, ND, and brings more than 15 years of experience to Gate City Bank. Originally from Streeter, ND, Christa graduated from what is now University of Jamestown (ND), earning her degree in business administration with a focus on economics and accounting.

Is the interest paid on a home equity loan tax-deductible?

  • Education Resources > Help Center > Loan FAQs > Home Equity Loans

Wondering if your home equity loan interest is tax-deductible? Learn more!

COVID-19 Response

  • Our Community > Featured Stories

During difficult times, extending a helping hand to those in need leads to healing. Learn more about how we helped our communities throughout the COVID-19 pandemic.