Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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Mobile Banking for Business

  • Business Banking

With mobile banking, it’s easy to manage your business 24/7 – anytime, anywhere. Easily and securely check your account balances, transfer funds, send wires and so much more.

Premium Interest Checking

  • Checking and Savings > Checking

Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!

Business Line of Credit

  • Business Banking > Business Loans

Payroll. Inventory. Maintenance. Whatever your short-term expenses may be, breathe easy with access to fast, flexible funds.

Business Savings

  • Business Banking

Looking for the best business savings account for your venture? Whether you’re a small startup, an established enterprise or anything in between, we’ve got you covered.

ACH Origination

  • Business Banking > Treasury Management

Better cash flow. Lower costs. Securely manage your direct deposits for employees, vendor payments and more with all-in-one ACH origination and payment processing.

Justin Herland

  • Medicare Specialist
  • Location(s): Fargo – Downtown

With more than eight years of experience, Justin Herland serves as a Medicare Specialist with Gate City Insurance Agency. Justin joined the agency back in 2017. Originally from Thompson, ND, he graduated from Minnesota State University Moorhead in 2010.

With more than eight years of experience, Justin Herland serves as a Medicare Specialist with Gate City Insurance Agency. Justin joined the agency back in 2017. Originally from Thompson, ND, he graduated from Minnesota State University Moorhead in 2010.

What is the difference between overdraft fees and NSF fees?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Want to know the difference between overdraft fees and NSF fees? You’re in the right place! Learn more.

What merchant services are available?

  • Education Resources > Help Center > Business FAQs > Merchant Services

Wondering what merchant services are available through Gate City Bank? You’re in the right place! Learn more.

How do I send a wire transfer?

  • Education Resources > Help Center > General Banking FAQs > General Banking

To initiate a wire transfer, contact us for assistance! Also, please be sure to have your recipient’s information ready.

Who will train business customers for ACH origination?

  • Education Resources > Help Center > Business FAQs > ACH Origination

Interested in training for ACH origination? We can help! Learn more.