Our Mortgage Rate Relief Program is back! For a limited time, eligible homebuyers may qualify for rates up to 1.5% lower than current market rates. Learn how >

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Military Banking

We’re proud to serve our nation’s finest. Learn about our long history of honoring service members and their loved ones through VA loans, veteran charities and military support.

First-Time Homebuyers

  • Loans > Home Loans

Welcome home! Receive a $250 credit toward the closing costs on your first home.1

Sue Anderson

  • Our People > Team Member Stories

  When it comes to helping customers navigate setbacks – especially with the COVID-19 pandemic – learn how Sue Anderson and her team have made an impact by offering hope and healing.

2026 Housing Market Predictions, Rates & More

  • 01-21-26
  • Press Release

With mortgage rates declining, inventory growing and affordability improving, experts expect this year’s housing market to level out after years of volatility.

Williston Taps Into Fun for Bank’s Cash Wise Grand Opening

  • 04-23-24
  • Press Release
  • Williston

From fun giveaways to daily activities, catch up on all the excitement from our grand opening celebration at Cash Wise Foods in Williston, ND!

100-Pound Cookie, Fun Baked Into Elk River Grand Opening.

  • 08-25-23
  • Press Release

Between serving up special giveaways, promotions, activities – and an actual 100-pound cookie – see why our grand opening celebration in Elk River, MN, was extra sweet – the party of the century!

Gate City Bank Committing 43 Acts of Kindness Over Next 43 Days

  • 02-10-20
  • Press Release

Learn more about how we contributed 43 acts of kindness in 43 days (a nod to our 43 locations) in 2020, all in celebration of the grand opening of our new Coborn’s grocery store location in Sauk Rapids, MN!

1 This $250 credit only applies to first-time homebuyers purchasing a primary residence within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account. Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing.