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Sign Up!The future value of your savings plan is dependent on the starting balance, additional monthly savings and the rate of return you receive on those savings. For the most accurate valuation, you will have to separate taxable accounts such as savings and CDs from your tax-deferred accounts such as 401(k)s and college 529 plans.
If you receive a refund check from your canceled homeowner’s insurance policy, there are a few simple steps you can follow.
Protect your business from wire fraud by following these five helpful ACH security best practices.
Learn more about how bystander intervention is helping reduce violence in the greater Grand Forks, ND, community – thanks in part to our assistance in launching the Green Dot program.
You can easily choose whether or not you’d like us to consider covering expenses when there are insufficient funds in your checking account. Learn how!
Jessica Booke serves as Assistant Vice President, Personal Banking Supervisor in Dickinson, ND. Originally from Houston, TX, she brings nearly 10 years of experience to Gate City Bank.
Jessica Booke serves as Assistant Vice President, Personal Banking Supervisor in Dickinson, ND. Originally from Houston, TX, she brings nearly 10 years of experience to Gate City Bank.
A certificate of deposit (or CD) is a savings instrument offered by a bank or credit union that has a fixed date of maturity and a fixed interest rate. A credit union might use the term Share Certificate, Term Certificate or just Certificate to refer to the same product. Most CDs require a minimum deposit amount and may offer rates contingent on the size of the deposit. Certificates of Deposit are insured by the FDIC for bank deposits, or by the NCUA for credit union deposits, up to $250,000 per individual depositor. As a CD depositor, you are committing to leave your funds in the CD for the term of the CD. As a result of that time commitment, rates offered on CDs are typically higher than traditional savings or money market accounts. Keep in mind that an early withdrawal of funds will likely come with a financial penalty.
Would you like to check the status of your personal loan application? We’ve got you covered! Learn more.
With Zelle®, you can quickly and easily send money to friends, family and other people you know. Learn more!
Wondering what the benefits are of using your Tap and Pay debit card instead of a standard debit card? Among the many perks, there are two that take the cake! Learn more.