Millennial couple smiling over coffee while camping together in central Minnesota

Minnesota Nice.
Worldwide Perks.

Free ATMs. Debit card rewards. So much more. When it comes to better banking, it’s just the beginning.

Choose My Account

Benefits in Your Back Pocket.

Free ATMs Worldwide

Anytime. Anywhere.
Forget the fees!

Mobile Banking

Enjoy 24/7 banking and mobile deposit at your fingertips.

Early Paydays1

Get paid up to two days early with direct deposit.

Online Banking

Check your balance, pay bills and more from virtually anywhere.

1,000 debit card reward points with a new checking account

Free Gift for You!

It’s all yours! For a limited time only, receive this exclusive gift2 when you open a new checking account with Gate City Bank.

Open My Account

So Come on Over!

Stop by any of our convenient locations in central Minnesota. We’d love to give you a warm welcome!

1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.

2 Gate City Bank reserves the right to substitute any gift for one of similar value. Recipient must be enrolled in uChoose Rewards® by August 31, 2024, to receive 1,000 bonus points, and points will be credited by September 13, 2024.