1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
2 Restrictions apply, see amazon.com/gc-legal.
3 Gate City Bank reserves the right to substitute any gift for one of similar value.
4 Annual percentage yield (APY) effective with a 5.67% interest rate for 6 months. Interest rate and APY are accurate as of December 1, 2023, and are subject to change without notice, at Gate City Bank’s discretion. Minimum balance required to open an account and earn interest and APY is $1,000 for certificates of deposit (CDs). Customers must have a Gate City Bank checking account and reside within a 20-mile radius of Elk River or St. Cloud, MN, to be eligible. An early withdrawal penalty may apply. Limitations on promotional CD rates apply.