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Sign Up for Rate Alerts

  • Rates

It’s easy! Sign up in seconds, and you’ll receive rate drops and special offers via email for mortgage loans and more.

Will I receive an IRA tax deduction?

  • Education Resources > Help Center > Saving FAQs > IRAs

Learn about the factors that determine whether you’ll receive an IRA tax deduction, such as the type of account you have.

Tiffany Gebhardt

  • Personal Lender
  • NMLS#: 2758967
  • Location(s): Fargo – Hornbacher's at Osgood

Tiffany Gebhardt serves as Personal Banking Supervisor, bringing many years of customer service, management and lending experience to the role. She has served in many positions within Gate City Bank, including Senior Customer Service Representative and Personal Banker, which have strengthened her ability to build customer-focused relationships.

Tiffany Gebhardt serves as Personal Banking Supervisor, bringing many years of customer service, management and lending experience to the role. She has served in many positions within Gate City Bank, including Senior Customer Service Representative and Personal Banker, which have strengthened her ability to build customer-focused relationships.

Open the Door to Possibilities With a New Account.

  • Checking and Savings

Looking to open an account? You’ve come to the right place! Whether you’re interested in checking, savings, CD or IRA options, we’ve got you covered with easy next steps and excellent service.

What do I need to know about home appraisals?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Want to learn more about home appraisals? Look no further!

Fueling Our Future

  • Our Community > Featured Stories

Big or small, we believe in helping businesses thrive. Learn how we donated $300,000 to support this local economic development initiative, driven by the Chamber of Fargo, Moorhead and West Fargo.

Calculate Yield at Maturity

  • Education Resources > Calculators

A certificate of deposit (or CD) is a savings instrument offered by a bank or credit union that has a fixed date of maturity and a fixed interest rate. A credit union might use the term Share Certificate, Term Certificate or just Certificate to refer to the same product. Most CDs require a minimum deposit amount and may offer rates contingent on the size of the deposit. The interest you earn on your deposit depends on the interest rate, the term of the deposit and the compounding method. Deposits that compound with greater frequency will have a higher Annual Percentage Yield, or APY. Your APY is the effective annual rate of return once the effect of compounding interest is factored in. Most CDs restrict access to the funds until the CD reaches its maturity date.

Don’t Get Snagged With Phishing

  • Education Resources > Articles

If an email, text or phone call requesting sensitive personal information ever feels off, it’s important to follow that gut feeling. It could be a phishing attempt! Check out our four tips for avoiding this common type of fraud.

Austin Hawkinson

  • Business Lender
  • NMLS#: 1173171
  • Location(s): Bismarck – Downtown See more

Austin Hawkinson serves as Business Lender in Bismarck, ND, and brings nearly 10 years of experience to Gate City Bank. Originally from Hoven, SD, Austin graduated from Northern State University in Aberdeen, SD, where he studied banking and finance.

Austin Hawkinson serves as Business Lender in Bismarck, ND, and brings nearly 10 years of experience to Gate City Bank. Originally from Hoven, SD, Austin graduated from Northern State University in Aberdeen, SD, where he studied banking and finance.

How much deposit insurance coverage do I qualify for?

  • Education Resources > Help Center > General Banking FAQs > General Banking

Learn more about the standard deposit insurance coverage you have access to through the Federal Deposit Insurance Corporation (FDIC).