Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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Home Improvement Programs

  • Loans > Personal Loans

Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN, available annually from March to October.

Simply Save

  • Checking and Savings > Savings

Want to save for financial goals or pay off debt without any extra thought? Simply Save allows you to harness the power of your Gate City Bank debit card by rounding up transactions and having the extra money moved to an approved account of your choice.

Boat Loans for More Fun in the Sun

  • Loans > Personal Loans > RV, Boat & Ice House Loans

Ready for better lake weekends on the boat? Get your feet wet with competitive rates, local service, convenient digital signing options and free pre-approvals.

Overdraft Protection

  • Checking and Savings > Checking

Byeeee, overdraft fees! Learn about options like our savings link, checking reserve line of credit and more.

Classic Line of Credit

  • Loans > Personal Loans

Enjoy fast and flexible access to funds with a classic line of credit! Borrow up to a set limit to cover multiple expenses – whenever you need.

Mortgage Refinance Calculator

  • Loans > Home Loans > Resources

If you’re curious about potential options to lower your home’s interest rate or monthly payments, try our easy mortgage refinance calculator!

Mortgage Amount Calculator

  • Loans > Home Loans > Resources

Try our simple mortgage amount calculator! It lets you account for your monthly budget, down payment, interest rate and more to find out how big of a home loan you could receive.

Mortgage Payment Calculator

  • Loans > Home Loans > Resources

Use our simple mortgage payment calculator to estimate your monthly home payments and plan your budget!

Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

BetterLife™ Student Loan

  • Loans > Personal Loans

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!