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Send and Receive Money with Zelle®.

  • Move Money

Whether it’s saving you a trip to the ATM or paying back a friend for coffee, enjoy a fast, safe and easy way to send money with Zelle®! Simply use our mobile app or online banking to get started.

Current Rates: Checking and Savings Accounts

  • Rates

Check out our latest interest rates for checking and savings accounts! As our customer, you’re always top-of-mind for us, which is why we work tirelessly to keep our rates competitive. We care that you (and your hard-earned dollars) are always on the up and up.

Sign Up for Rate Alerts

  • Rates

It’s easy! Sign up in seconds, and you’ll receive rate drops and special offers via email for mortgage loans and more.

Todd Nankivel

  • AVP, Senior Mortgage Lender
  • NMLS#: 766593
  • Location(s): West Fargo – Veterans Boulevard See more

Todd Nankivel serves as a Gate City Bank Senior Mortgage Loan Officer. Born and raised in West Fargo, ND, Todd has more than 21 years of mortgage experience, and he has been a mortgage lender with the Gate City Bank since 2005.

Todd Nankivel serves as a Gate City Bank Senior Mortgage Loan Officer. Born and raised in West Fargo, ND, Todd has more than 21 years of mortgage experience, and he has been a mortgage lender with the Gate City Bank since 2005.

Simply Save

  • Checking and Savings > Savings

Want to save for financial goals or pay off debt without any extra thought? Simply Save allows you to harness the power of your Gate City Bank debit card by rounding up transactions and having the extra money moved to an approved account of your choice.

Overdraft Protection

  • Checking and Savings > Checking

Byeeee, overdraft fees! Learn about options like our savings link, checking reserve line of credit and more.

Classic Line of Credit

  • Loans > Personal Loans

Enjoy fast and flexible access to funds with a classic line of credit! Borrow up to a set limit to cover multiple expenses – whenever you need.

Mortgage Refinance Calculator

  • Loans > Home Loans > Resources

If you’re curious about potential options to lower your home’s interest rate or monthly payments, try our easy mortgage refinance calculator!

Mortgage Amount Calculator

  • Loans > Home Loans > Resources

Try our simple mortgage amount calculator! It lets you account for your monthly budget, down payment, interest rate and more to find out how big of a home loan you could receive.

Mortgage Payment Calculator

  • Loans > Home Loans > Resources

Use our simple mortgage payment calculator to estimate your monthly home payments and plan your budget!