Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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RV Loans for Happy Campers

  • Loans > Personal Loans > RV, Boat & Ice House Loans

Happy campers welcome! Our competitive rates, local service, convenient digital signing options and fast and free pre-approvals give you plenty of reasons to roam.

Regular Savings

  • Checking and Savings > Savings

Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.

Debit Card Controls

  • Checking and Savings > Debit Cards

With Gate City Bank, stay in control and set spending limits, monitor card activity, receive transaction alerts and even freeze your debit card if it’s lost or stolen.

Home Equity Loan vs. Line of Credit Calculator

  • Loans > Personal Loans > Resources

Easily compare rates and payments with our home equity loan vs. line of credit calculator! It’s the perfect tool when you want to use your home’s equity for a purchase.

Home Equity Debt Consolidation Calculator

  • Loans > Personal Loans > Resources

Good news – you could save big on high-interest debt! Use our home equity debt consolidation calculator to estimate how much.

Rent vs. Buy Calculator

  • Loans > Home Loans > Resources

If you’re wondering whether to rent or buy a home, our rent vs. buy calculator can help! Easily compare costs to see which option makes the most sense for you.

7 Tips for Closing on Your New Home

  • Education Resources > Articles

If you’re wondering how long it takes to close on a home, we’ve got you covered! Learn what to expect and discover seven tips to keep your closing date on track!

11 Smart Ways to Save for College: Easy as A-B-C

  • Education Resources > Articles

See 11 quick tips to help prepare – and pay – for college expenses, from scholarships to Coverdell Education Savings Accounts.

How to Finance a Motorcycle: A 5-Step Guide

  • Education Resources > Articles

Let’s ride! Whether you’re a first-time biker or looking to upgrade your wheels, learn how to finance a motorcycle in five easy steps.

5 Reasons to Buy an Electric Car or Hybrid

  • Education Resources > Articles

Explore the benefits of electric and hybrid vehicles, so you can make an informed decision when it comes time to visit the dealership.