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Checking

  • Checking and Savings

With debit card rewards, easy mobile banking and more perks, our checking accounts are perfect for any lifestyle. Compare options to find the right one for you!

Regular Savings

  • Checking and Savings > Savings

Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.

Refer a Friend

  • Checking and Savings > Checking

Tell your friends about better banking, and get a free gift – only for a limited time!

Debit Card Controls

  • Checking and Savings > Debit Cards

With Gate City Bank, stay in control and set spending limits, monitor card activity, receive transaction alerts and even freeze your debit card if it’s lost or stolen.

Business Relationship Savings

  • Business Banking > Business Savings

Take your business further with our business relationship savings account! Enjoy a higher interest rate and lower minimum balance, simply for having a checking account with us.

Business CDs

  • Business Banking

Put your earnings to work! Capitalize on competitive interest rates and easily grow your venture with our robust business CDs.

Home Equity Loans

  • Loans > Personal Loans

Finance that remodel, pay for higher education or even consolidate debt – all at a fixed low rate.

Ice House Loans for Your True North

  • Loans > Personal Loans > RV, Boat & Ice House Loans

Catch your limit with competitive rates, local service, digital signing options, and fast and free pre-approvals for your next ice house.

RV Loans for Happy Campers

  • Loans > Personal Loans > RV, Boat & Ice House Loans

Happy campers welcome! Our competitive rates, local service, convenient digital signing options and fast and free pre-approvals give you plenty of reasons to roam.

Flood Insurance

  • Insurance Services > Home and Property Insurance

Floods are among the nation’s most common natural disasters. But did you know homeowner’s insurance doesn’t cover flood damage? In the event waters rise, we’ve got you covered.