A Century of Better Banking.

Celebrating a better way of life since 1923, and we’re just getting started.

100 Years for the Better.

100 Years of Celebration.

four happy friends surrounded by confetti, celebrating Gate City Bank’s 100th anniversary

Come Join the Party!

We have special events, surprise giveaways and exclusive offers this year.

  • Events Happening Near You!

    Check with your community location for a complete list of events in your neighborhood.

100 Years in the Books.

two young women on couch, laughing and reading the Gate City Bank book in commemoration of 100 years

A Novel Legacy.

For the past century, we’ve been making history – thanks to you! Enjoy the full story, available free of charge from the App Store.

Download on the Apple App Store

Start of the timeline.

100 Years in the Making.

1920s black and white photo of community members gathering in front of Gate City Building and Loan Association building


A New Frontier

Gate City opened its doors in 1923, becoming a pioneer in the Gateway to the West.

1930s color photo of Gate City Savings and Loan building in downtown Fargo North Dakota


Hope in Hard Times

After a decade of growth, the bank stood strong with our communities, facing challenges together – from droughts to the Great Depression.

1940s black and white photo of Gate City Building and Loan Association building in downtown Fargo North Dakota


Support at Home & Abroad

At the dawn of World War II, more than 58,000 North Dakotans enlisted. Upon their return home, businesses – and the American dream of homeownership – began to boom.

1950s black and white aerial photo of downtown Fargo North Dakota


Growing Together

As our communities grew, so did Gate City – expanding with new locations throughout the region.

1960s black and white photo of seven Gate City Bank leaders and associates breaking ground at a new site


Building Something Better

Gate City continued to grow, opening branches statewide and adding more offerings for our customers.

1970s color photo of two Gate City Bank female tellers assisting a male customer in the lobby


Back to Our Roots

After briefly expanding into Utah and South Carolina, Gate City returned to our ND roots with renewed focus on serving our local communities.

1980s color photo of outdoor Gate City Federal Savings Bank sign featuring Totally Free Checking


Weathering the Storms

Despite the challenges of a recession and rising regulations, Gate City continued working tirelessly to serve customers – becoming the first in the state to offer adjustable-rate mortgages.

1990s color photo of former president and CEO Steve Swiontek posing with Fargo police officers after donating protective helmets


Leading Locally

As the only mutually owned bank in North Dakota, Gate City maintained local control – allowing us to focus on long-term programs and invest profits back into the communities we serve.

2000s color photo of five happy team members lined up and smiling while dressed as Gate City Bank cookies


The Sweetest Culture

Gate City Bank grew to 30 locations, becoming widely known for our exemplary customer service and fun culture – oh, and the best cookies in town.

2010s color photo of president and CEO Kevin Hanson volunteering at food pantry with fellow team members


Forward Thinking

In addition to making the most of new technologies, the bank continued leading the way with community giving and innovative programs, such as our BetterLife™ Student Loan – the first and only program of its kind in the nation.

2020s outside view of the present-day Gate City Bank headquarters building in front of sunrise in downtown Fargo North Dakota


Onward and Upward

In the face of an unprecedented pandemic, the bank discovered new ways to go above and beyond for our customers. And now, with 44 locations in ND and central MN, it’s just getting better.

Download eBook for Apple Devices

End of the timeline.
“I just think the world of Gate City Bank. The people there are wonderful, and they treat everyone like family. I’m proud to say they’ve been my bank for 60 years!”
Read Customer Stories
Long-time customer Mark Rye of Moorhead, MN, posing for a photo in NDSU gear with his niece
Mark Rye
Moorhead, MN

100 Years of Impact.

Best Bank in U.S.
 Forbes 2023
in Philanthropic Giving Since 2003
Volunteer Hours
 Since 2003
Awards for Service, Military Support & More
Mortgage Lender in ND
Locations and Counting
Communities Across 
ND and MN
Years Running for
 “50 Best Places to Work”