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| Totally Free3 Checking Open My Account |
Most Popular Benefit Interest CheckingOpen My Account |
Premium Interest Checking Open My Account |
BankOn Checking | |
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| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
| Earn Interest |
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| Free ATMs1 |
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| Debit Card Rewards |
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| Free Custom Debit Card Designs |
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| Free Checks |
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| Early Paydays2 |
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| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
No minimum balance. No monthly service charge. No problem. Discover all of the perks of Totally Free Checking – perfect for students!
Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!
Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!
Struggle with keeping track of your balance? Our BankOn Checking account may be the perfect solution. Your account will never be overdrawn, so you can say goodbye to unexpected fees.
Free ATMs1 everywhere you go
Easy mobile and online banking
Paydays up to two days early2
Debit card rewards for gas, groceries and more
Debit cards issued instantly at any location
24/7 fraud protection you can count on
Secure controls in case your debit card is lost or stolen
Free welcome gift and much more!
Not quite sure which account is best for you?
(By the way, we offer business checking, too!)
1 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.
2 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
3 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
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