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| Totally Free3 Checking Open My Account |
Most Popular Benefit Interest CheckingOpen My Account |
Premium Interest Checking Open My Account |
BankOn Checking | |
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| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
| Earn Interest |
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| Free ATMs1 |
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| Debit Card Rewards |
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| Free Custom Debit Card Designs |
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| Free Checks |
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| Early Paydays2 |
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| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
No minimum balance. No monthly service charge. No problem. Discover all of the perks of Totally Free Checking – perfect for students!
Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!
Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!
Struggle with keeping track of your balance? Our BankOn Checking account may be the perfect solution. Your account will never be overdrawn, so you can say goodbye to unexpected fees.
As a warm welcome, receive this exclusive gift4 when you open any new checking account with us – now through August 10. And when it comes to free perks, we’re just getting started!
Try Our Most Popular Account
Debit cards issued instantly at any location
Easy mobile and online banking at your fingertips
24/7 fraud protection you can count on
Secure controls in case your debit card is lost or stolen
Still not quite sure which account is best for you?
When opening your checking or savings account, you’ll need to provide the following:
Switching to Gate City Bank from your old bank is incredibly easy. We’re happy to help you open new accounts, as well as change any direct deposits or automatic payments as appropriate.
To assist in moving your automatic payments, please bring a recent billing statement for each so we can obtain the merchant’s address, your account number with that merchant and a telephone number if we need to contact them.
Simply contact us or stop by one of our locations. We’ll be happy to assist you! As a next step, we’ll provide you with a form that will eventually be given to your employer or other payer.
Whether it’s savings, checking or a certificate of deposit (CD), we make opening a business account incredibly easy. Simply visit with one of our treasury management consultants to secure the option that works best for you, or stop by one of our convenient locations to get started!
It may be important that we receive copies of specific documents and certificates from you. Depending on the nature of your business, we may ask you for the following information:
If you don’t have the items listed above, fear not! Contact a treasury management consultant, and they’d be happy to help guide you.
Also, if you’re making the switch to Gate City Bank from another financial institution, you can take it easy – we’ll take care of everything! We make the transition quick and simple, remaining by your side every step of the way.
1 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.
2 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
3 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
4 Gate City Bank reserves the right to substitute any gift for one of similar value.
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