All locations will be closed on Monday, May 29, in observance of Memorial Day.
Welcome to better banking with free ATMs, debit card rewards and more! Whether you’re opening your first checking account or looking for perks, we’ll guide you to the perfect account.
Neighborhood service. Worldwide perks. With Gate City Bank, come enjoy free ATMs everywhere, early paydays and more!
|Features||Totally FREE1 Checking||Benefit Interest Checking||Premium Interest Checking||BankOn Checking|
|Get started.||Open This Account||Open This Account||Open This Account|
|Minimum to Open||$50||$50||$50||$25|
|Monthly Service Charge||None||None||$8 if balance is less than $1,000||$5 for customer age 24+|
|FREE ATMs Anywhere|
|Debit Card Rewards|
|FREE Custom Debit Card Designs|
|Overdraft Protection Options|
|Learn more.||Account Details||Account Details||Account Details||Account Details|
We get that life comes with surprise expenses, which may lead to unexpected overdraft fees. With alternatives like our checking reserve line of credit, savings link and our BankOn checking account, we’ve got options to help keep you covered.Learn More
Free ATMs everywhere. No minimum balance. No monthly service charge. Discover all of the perks of Totally Free Checking – perfect for students!
Would you like to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking may be the best option for you!
Earn a higher interest rate simply by maintaining a higher balance with Gate City Bank’s Premium Interest Checking account!
Struggle with keeping track of your balance? Our BankOn Checking account may be the perfect solution. Your account will never be overdrawn, so you can say goodbye to unexpected fees.
1 No maintenance or activity fees. Other fees, including overdraft fees, may apply. See fee schedule for details.
2 Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. Direct deposit required. Early availability subject to the timing of submission payment file from payer.