Cheerful young woman sitting on step with her phone after opening her new Gate City Bank checking account

Welcome to Better Banking!

Congratulations on opening your new account with us! Let’s show you around and explore all of the amazing perks included with your account.

Take Us With You Everywhere.

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Mobile Banking

Safe. Secure. 24/7. Download our app today, and bank on the move with mobile deposit, quick transfers and more!

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Online Banking

Wherever life takes you, we make it easy to check your balance, set custom controls, pay bills and more – anytime, anywhere.

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$25 Free for You!2

Did you know that you can cash in your old debit card and any unused checks from another financial institution?2 Stop by one of our 44 locations, and we’ll take care of the rest (and you)!

Find My Nearest Location
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Overdraft Protection

Byeeee, overdraft fees! Learn about options like our savings link, checking reserve line of credit and more.

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Financial Education

From budgeting tools to homebuyer guides, check out quick reads, calculators and tips from our experts.

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

man in a beanie laughing as he refers a friend, telling him all about the perks of checking with Gate City Bank

Free Referral Gift

Tell your friends about better banking, and get a free gift – only for a limited time!

1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.

2 Conditions apply. Check and debit card bonus will be credited the same day and does not count toward the $50 minimum deposit when opening an account. Subject to 1099-INT reporting.