Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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Mutual Bank

  • Education Resources > Glossary

We’re proud to be a mutual bank that puts customers and communities first! Check out the official definition of a mutual bank and learn why it sets us apart from other financial institutions.

Why was I prompted to provide a one-time passcode?

  • Education Resources > Help Center > Online Services FAQs > Online Banking

When it comes to online banking, we care about your security, which is why we may ask you to provide a one-time passcode from time to time.

What if I want to send money to someone whose financial institution doesn’t offer Zelle®?

  • Education Resources > Help Center > Mobile Services FAQs > Zelle

If you’re looking to send money to someone whose bank is outside of the Zelle® network, we’ve got you covered!

What if I get an error message when enrolling in Zelle®?

  • Education Resources > Help Center > Mobile Services FAQs > Zelle

If you receive an error message while trying to enroll an email address or U.S. mobile number with Zelle®, we’ll help guide you forward with easy next steps.

Why is my check not depositing with the mobile app?

  • Education Resources > Help Center > Mobile Services FAQs > Mobile Check Deposit

Wondering why your check won’t deposit with our mobile app? We can shed some light! Learn more.

How do I determine how much equity I have in my home?

  • Education Resources > Help Center > Loan FAQs > Home Equity Loans

Want a quick and easy way to determine the equity in your home? Look no further! Learn more.

How secure is mobile wallet?

  • Education Resources > Help Center > Mobile Services FAQs > Mobile Wallet

Wondering how secure mobile wallet is? Put your mind at ease! Each transaction is securely encrypted and requires one of multiple methods of identification.

Recording Fee

  • Education Resources > Glossary

A fee charged by a public official (typically a Registrar of Deeds or County Clerk) for including a document affecting the title to real property in the public record.

How do I open a business account?

  • Education Resources > Help Center > Business FAQs > Business Banking

Whether it’s savings, checking or a certificate of deposit (CD), we make opening a business account incredibly easy. Simply visit with one of our treasury management consultants to secure the option that works best for you, or stop by one of our convenient locations to get started!

What are the benefits of opening a U.S. bank account?

  • Education Resources > Help Center > General Banking FAQs > Checking and Savings Accounts

More convenience. More security. More peace of mind. Come explore the advantages of opening a local bank account near you!