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American Red Cross

  • Our Community > Community Partnerships

Gate City Bank is proud to partner with American Red Cross on its Sound the Alarm events. Learn more about the role we’re playing in helping citizens and firefighters unite to prevent home fires and create safer communities.

Grand Forks – Columbia

2850 24th Avenue South
Grand Forks, ND 58201
701-792-4350

Cheryl Sivertson

  • Personal Lender
  • NMLS#: 2605031
  • Location(s): Moorhead – Hornbacher's at Azool

Cheryl Sivertson serves as a Personal Lender in Moorhead, MN. She joined the bank in 2022 as a Senior Customer Service Representative, bringing with her a strong customer-first mindset and a commitment to doing every job to the best of her ability.

Cheryl Sivertson serves as a Personal Lender in Moorhead, MN. She joined the bank in 2022 as a Senior Customer Service Representative, bringing with her a strong customer-first mindset and a commitment to doing every job to the best of her ability.

Lisa Bezek

  • Personal Lender
  • NMLS#: 1559312
  • Location(s): Williston

Lisa Bezek serves as Personal Lender in Williston, ND, and brings nearly 30 years of experience to Gate City Bank. Originally from Minot, ND, she attended University off Phoenix in Raleigh, NC. In her free time, she enjoys gardening, fishing, camping, shooting and just being outside.

Lisa Bezek serves as Personal Lender in Williston, ND, and brings nearly 30 years of experience to Gate City Bank. Originally from Minot, ND, she attended University off Phoenix in Raleigh, NC. In her free time, she enjoys gardening, fishing, camping, shooting and just being outside.

What are fraud text alerts?

  • Education Resources > Help Center > Security and Fraud FAQs > Fraud Protection

Learn how fraud text alerts can notify you of any suspicious activity on your debit card.

Mason Cool

  • AVP, Senior Mortgage Lender
  • NMLS#: 766561
  • Location(s): Minot – Downtown See more

Mason Cool serves as Assistant Vice President, Senior Mortgage Loan Officer at Gate City Bank. Since joining the bank in 2004 and becoming a mortgage lender in 2013, helping individuals and families navigate the homebuying journey with clarity, confidence and care has remained a top priority for him.

Mason Cool serves as Assistant Vice President, Senior Mortgage Loan Officer at Gate City Bank. Since joining the bank in 2004 and becoming a mortgage lender in 2013, helping individuals and families navigate the homebuying journey with clarity, confidence and care has remained a top priority for him.

Joseph Clark

  • Personal Lender
  • NMLS#: 2505815
  • Location(s): Fargo – Hornbacher's at Village West

Joseph Clark serves as Personal Lender at Gate City Bank’s Village West location in Fargo, ND. Originally from Mandan, ND, he earned his bachelor’s in marketing from St. Cloud State University, and also completed the school’s Professional Selling Specialization Program.

Joseph Clark serves as Personal Lender at Gate City Bank’s Village West location in Fargo, ND. Originally from Mandan, ND, he earned his bachelor’s in marketing from St. Cloud State University, and also completed the school’s Professional Selling Specialization Program.

Park River

201 Briggs Avenue South
Park River, ND 58270
701-284-7131

Calculate a Loan Payment

  • Education Resources > Calculators

Repayment of a loan requires that the borrower make a monthly payment to the lender. With each monthly payment, you pay down a portion of the loan principal, as well as monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding loan balance decreases.

What options are available for overdraft protection?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Want to know your options when it comes to overdraft protection? You’re in the right place! Learn more.