All locations will be closed on Thursday, November 27, in observance of Thanksgiving. Have a wonderful holiday!

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Military Banking

We’re proud to serve our nation’s finest. Learn about our long history of honoring service members and their loved ones through VA loans, veteran charities and military support.

Giving Hearts Day

  • Our Community > Community Partnerships

Since 2014, we’ve been honored to partner with Dakota Medical Foundation – donating countless volunteer hours and dollars to benefit local charities across North Dakota and Minnesota.

Open a Business Account

  • Business Banking

Looking to open a business account? You’ve come to the right place! Whether you’re interested in checking, savings or CD options for your venture, we’ve got you covered with easy next steps and excellent service.

Home Improvement Programs

  • Loans > Personal Loans

Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN, available annually from March to October.

Beyond Shelter

  • Our Community > Featured Stories

Learn how Gate City Bank has helped promote affordable housing across North Dakota by partnering with Beyond Shelter.

Meet a Debt Payoff Goal

  • Education Resources > Calculators

Are there any prepayment penalties?

  • Education Resources > Help Center > Loan FAQs > Personal Loans

There are absolutely no prepayment penalties on any of our personal loans or lines of credit! Learn more.

Early Retirement: 7 Key Steps to Pursue Financial Freedom

  • Financial Planning > Wealth Management Resources > Retirement & Financial Planning Articles

Interested in early retirement? We can help you examine your financial situation and prepare for potential lifestyle changes so you can plan accordingly!

5 Tips to Achieve Financial Wellness With Basic Money Management

  • Education Resources > Articles

Achieving financial well-being is easier than one might think. We’ve laid out some helpful tips to reach money goals in a way that’s healthy and productive!

Dan Runck

  • Personal Lender
  • NMLS#: 2361039
  • Location(s): West Fargo – Hornbacher's at Gateway West

Dan Runck serves as Gate City Bank Senior Personal Banking Supervisor and Personal Lender in West Fargo, ND. Originally from Horace, ND, he joined the bank in 2019, previously serving as Senior Customer Service Representative and Customer Service Representative.

Dan Runck serves as Gate City Bank Senior Personal Banking Supervisor and Personal Lender in West Fargo, ND. Originally from Horace, ND, he joined the bank in 2019, previously serving as Senior Customer Service Representative and Customer Service Representative.