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I used my debit card at a merchant and it requested my personal identification number (PIN). Is this required?

  • Education Resources > Help Center > Debit Card FAQs

Questioning if your personal identification number (PIN) is required when making a purchase? You’re in the right place! Learn more.

When will the bank refund my ATM fee?

  • Education Resources > Help Center > Debit Card FAQs

Wondering when your ATM fees will be refunded? You’re in the right place! Learn more.

What if I can’t pay my shortage?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Worried you can’t pay your shortage? Don’t worry just yet! Learn more.

Is there a fee to have a mortgage escrow account?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Wondering if there’s a fee to have a mortgage escrow account? You’ll love the answer! Learn more.

Home Equity Line of Credit

  • Loans > Personal Loans

For ongoing projects, open a revolving line of credit with a lower rate than most credit cards.

Home Improvement Programs

  • Loans > Personal Loans

Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN, available annually from March to October.

BetterLife™ Student Loan

  • Loans > Personal Loans

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!

Positive Pay

  • Business Banking > Treasury Management

Protect your business with an added layer of security to identify potential check fraud, flag any anomalies with ACH transactions and more.

ACH Origination

  • Business Banking > Treasury Management

Better cash flow. Lower costs. Securely manage your direct deposits for employees, vendor payments and more with all-in-one ACH origination and payment processing.

Business Bankers

  • Business Banking

Your business vision is wonderfully unique, and we care about helping you bring it to life! Whether you run a small start-up, big enterprise, local nonprofit or anything in between, our knowledgeable business banking team can't wait to serve you.