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Save for College

  • Education Resources > Calculators

Saving for a college education requires advanced planning and knowledge of what the cost of a college education will be when your student begins his college experience. You will first need to know how long it will be before your student sets foot on campus, what the cost of that education is today and how much the cost will increase between now and then. You will need to know how many years of college you will be paying for, which is dependent on the degree program being pursued. Once you have that information, you will be able to know how much you will need to save. Putting together a plan will depend on what you currently have saved, how much you can save each month and the rate of return you will receive on those savings.

Capital Ratio

  • Education Resources > Glossary

Learn more about the significance of capital ratio, which is calculated by dividing a bank’s current assets by its current liabilities.

Recording Fee

  • Education Resources > Glossary

A fee charged by a public official (typically a Registrar of Deeds or County Clerk) for including a document affecting the title to real property in the public record.

Overdraft Protection

  • Checking and Savings > Checking

Byeeee, overdraft fees! Learn about options like our savings link, checking reserve line of credit and more.

Debit Card Controls

  • Checking and Savings > Debit Cards

With Gate City Bank, stay in control and set spending limits, monitor card activity, receive transaction alerts and even freeze your debit card if it’s lost or stolen.

Mortgage Refinancing Made Easy

  • Loans > Home Loans

Lower monthly payments. Shorter loan. Even additional cash for remodeling. Let’s see if refinancing is right for you!

Mortgage Refinance Calculator

  • Loans > Home Loans > Resources

If you’re curious about potential options to lower your home’s interest rate or monthly payments, try our easy mortgage refinance calculator!

Closing Costs Calculator

  • Loans > Home Loans > Resources

Try our user-friendly closing costs calculator! It helps you estimate your expenses when buying or refinancing a home, so you can plan ahead with confidence.

Mortgage Comparison Calculator

  • Loans > Home Loans > Resources

Try our simple mortgage comparison calculator! It helps you quickly compare financing options and learn how much you could save on your home sweet home.

Home Equity Debt Consolidation Calculator

  • Loans > Personal Loans > Resources

Good news – you could save big on high-interest debt! Use our home equity debt consolidation calculator to estimate how much.