Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today.

Curly-haired woman with a big smile in Fargo, ND, who just made the switch to Gate City Bank with new checking account offers

Switch to Local Banking
You’ll Love.

Debit card rewards. Free ATMs.1 Friendly neighborhood service since 1923. Welcome to better banking that always feels like home.

Choose My Account

Benefits in Your Back Pocket.

Debit Card Rewards

Travel. Cash back. Gift cards.
It's totally free to earn rewards!

Mobile Banking

Enjoy 24/7 banking and mobile deposit at your fingertips.

Early Paydays2

Get paid up to two days early with direct deposit.

Online Banking

Check your balance, pay bills and more from virtually anywhere.

Group of friends laughing in downtown Fargo, ND, holding sparklers to celebrate opening their new Gate City Bank checking accounts

$50 for You 
and Your Friends!

Two days only! Receive $50 when you refer a friend or open a new checking account with us for the first time – exclusively October 15 and 16.

See Special Offer
Small blue slow cooker, available as a free checking gift from Gate City Bank

Free Gift for You!

It’s all yours! For a limited time only, receive this exclusive gift3 when you open a new checking account with Gate City Bank.

Choose My Account
Smiling senior standing outside a café in Fargo, ND, on his way to his nearest Gate City Bank location

Open Online.
Open Next Door.

Come on in! Call 701-293-2400, or stop by any of our convenient locations near you in North Dakota and Minnesota.

We’d love to give you a warm welcome!

Find My Nearest Location

Proudly Serving ND & MN.

23
Communities Across ND and MN
100+
Years Strong
45
Locations and Counting
“I just think the world of Gate City Bank. I’m proud to say they’ve been my bank for 60 years!”
See 100 Years of Stories
Sunrise at Gate City Bank headquarters in downtown Fargo, ND

1 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.

2 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.

3 Gate City Bank reserves the right to substitute any gift for one of similar value.