Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

Happy brunette in a polka dot blouse, looking at the latest Gate City Bank checking account offers on her smartphone

Better Banking.
Better Perks.

Free ATMs. Debit card rewards. So much more. When it comes to better banking, it’s just the beginning.

Choose My Account

Benefits in Your Back Pocket.

Free ATMs Worldwide

Anytime. Anywhere.
Forget the fees!

Mobile Banking

Enjoy 24/7 banking and mobile deposit at your fingertips.

Early Paydays1

Get paid up to two days early with direct deposit.

Online Banking

Check your balance, pay bills and more from virtually anywhere.

1,000 debit card reward points with a new checking account

Free Gift for You!

It’s all yours! For a limited time only, receive this exclusive gift2 when you open a new checking account with Gate City Bank.

Open My Account
Smiling senior standing outside a café in Fargo, ND, on his way to his nearest Gate City Bank location

Open Online.
Open Next Door.

Come on in! Call 701-293-2400, or stop by any of our convenient locations near you in North Dakota and Minnesota.

We’d love to give you a warm welcome!

Find My Nearest Location

Proudly Serving ND & MN.

Communities Across ND and MN
Years Strong
Locations and Counting
“I just think the world of Gate City Bank. I’m proud to say they’ve been my bank for 60 years!”
See 100 Years of Stories
Sunrise at Gate City Bank headquarters in downtown Fargo, ND

1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.

2 Gate City Bank reserves the right to substitute any gift for one of similar value. Recipient must be enrolled in uChoose Rewards® by August 31, 2024, to receive 1,000 bonus points, and points will be credited by September 13, 2024.