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Debit card rewards. Free ATMs.1 Friendly neighborhood service since 1923. Welcome to better banking that always feels like home.
Travel. Cash back. Gift cards.
It's totally free to earn rewards!
Get paid up to two days early with direct deposit.
When it comes to safety and security, we’re here for you 24/7.
Upload your favorite photo, or choose from 70+ school and college designs.
From 24/7 telehealth to credit monitoring to eVets services, welcome to an all-in-one checking account with extra benefits beyond banking.
Let your dollars do the work. Earn a higher interest rate simply by maintaining a higher balance.
With no minimum balance and no monthly service charge, our Totally Free Checking account is perfect for all ages.
(By the way, we offer business checking, too!)
It’s all yours! For a limited time only, receive this exclusive gift5 when you open a new checking account with us or refer a friend.
Choose My Account
Wherever life takes you, we make it easy to check your balance, set custom controls, pay bills and more – anytime, anywhere.
At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.
Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!
Byeeee, overdraft fees! Learn about options like our savings link, checking reserve line of credit and more.
1 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal checking customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year with a Preferred Perks or Premium Interest Checking account or up to $150 in automatic fee refunds with a Totally Free Checking or BankOn Checking account.
2 Your direct deposit will generally be accessible the same day we receive it, up to two days early.
3 Available to individuals ages 18 or older upon approval of account opening. Access to features may be subject to additional terms and conditions and is subject to change.
4 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
5 Gate City Bank reserves the right to substitute any gift for one of similar value.
