Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

Short-term loans with no fees or interest
Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today.

Two young women ordering a new Gate City Bank custom debit card while looking at design options together on mobile

Order My Free Debit Card.

Get your debit card in a few easy steps – now with tap and pay! From custom designs to cool rewards, we can’t wait for you to enjoy all the perks that come with it.

Need Your Card Now?

Come on over! Stop by any of our 45 convenient locations to get your card instantly. Enjoy a cup of coffee (and maybe even a freshly baked cookie or two!), and we’ll have your card ready in minutes. You can choose from our standard Gate City Bank design or My School Spirit cards to support your local school.

Order Here, Easy as 1-2-3...

Otherwise, you can personalize and order your card below! Here’s how it works:

Select whether you’d like a new, reissued or replaced card
Choose your standard or custom card design (all free, of course)
Receive your card in 7-10 business days

Start Your Order Now! Simply Choose an Option:

New: Order a new debit card for your account. Reissue: Update the design or replace a damaged debit card with the same information. Lost or Stolen: Replace your debit card with a new number to prevent fraud.

Please select an option.

Important Note: Please contact us right away at 800-423-3344 or freeze your card through the mobile app if you suspect any fraudulent transactions.

Identify the Card You Would Like Reissued:

Last 4 Digits of Your Debit Card Please enter the last four digits of your debit card number.

Choose a Card Design to Fit Your Personality:

Gate City Bank Design: A sleek geometric card design. My School Spirit Card: Show your spirit (at no additional charge) and we’ll donate $10 to the selected school. My Card Creation: Upload your own photo or card design at no cost to you.

Please select an option.

Design your own card and capture special memories, or show off your family pet every time you make a purchase. You can upload your favorite photo to create your unique custom card. Follow the instructions and read the image guidelines prior to uploading your image. Please complete a separate form for each cardholder.

Order

Add Your Primary Account.

Last 4 Digits of Checking Account Number

(Designated for Purchases at Merchants)

Please enter the last four digits of your account number.

Secondary Checking Account Number (Last 4 Digits)

(Available Only at Gate City Bank ATMs)

Please enter the last four digits of your account number.

Savings Account Number (Last 4 Digits)

(Available at All ATMs)

Please enter the last four digits of your account number.

Money Market Savings Account Number (Last 4 Digits)

(Available Only at Gate City Bank ATMs)

Please enter the last four digits of your account number.

Enter Your Cardholder Information.

Note: A separate form must be completed for each cardholder.

First Name * This field is required.

Last Name * This field is required.

Address * This field is required.

Address 2

City * This field is required.

State * This field is required.

Zip * This field is required.

Phone * This field is required.

Email * Please enter a valid email address. Required.

Authorize Overdraft Services.

As a service to our customers, Gate City Bank considers allowing the use of a debit card when there is not enough money available in an account. This provides a safety net that may prevent customers from having their card declined in emergency situations or if they have made an error in balancing their account. Please read the "What You Need to Know About Overdrafts and Overdraft Fees" information for complete information about our practices regarding these transactions. We need your permission if you would like us to consider covering these transactions.

What You Need to Know About Overdrafts and Overdraft Fees.

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. At Gate City Bank, we refer to these as non-sufficient funds (NSF) transactions. We offer the ability to pay for these NSF transactions and cover them in two different ways:

We have standard NSF practices that come with your account.
We also offer overdraft protection options, such as a link to a savings account, a checking reserve line of credit and a classic overdraft line of credit, which may be less expensive than our standard NSF practices. To learn more, simply give us a call at 800-423-3344.

See our standard NSF practices.

If you want us to authorize and pay NSFs on ATM and everyday debit card transactions, please check the top box below. I want Gate City Bank to authorize and pay NSFs on my ATM and everyday debit card transactions. I do not want Gate City Bank to authorize and pay NSFs on my ATM and everyday debit card transactions.

Please select an option.

Note: Gate City Bank reserves the right to determine the allocation and distribution of funds related to the My School Spirit debit card program. School participation is subject to approval.

Order My Free Debit Card.

Need Your Card Now?

Order Here, Easy as 1-2-3...

Select whether you’d like a new, reissued or replaced card

Choose your standard or custom card design (all free, of course)

Receive your card in 7-10 business days

What You Need to Know About Overdrafts and Overdraft Fees.

Welcome to Better Banking.