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Auto Loans

  • Loans

Cruise toward better auto loan rates! When you buy or refinance a vehicle with us, you’ll enjoy low rates and a simple process. Time to get started with us, and hit the open road!

Exclusively for Central MN

  • Checking and Savings

Hello, Minnesota! See our locations near you, along with special offers for Elk River, Sauk Rapids, St. Cloud and Waite Park.

Benefit Interest Checking

  • Checking and Savings > Checking

Would you like to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking may be the best option for you!

Debit Cards

  • Checking and Savings

Make everyday purchases easy! Explore all of the benefits waiting for you with Gate City Bank debit cards, such as custom designs, great rewards, easy security controls and more.

Refer a Friend

  • Checking and Savings

Have you heard about our Tell-A-Friend program? When you spread the word about better banking to friends and family, and when they open a new checking account, we’ll give you both a free gift! Learn more.

Business Relationship CDs

  • Business > Business Savings and CDs

Learn more about how you can earn a premium interest rate with our business relationship certificate of deposit (CD), simply by having a business checking account with us and utilizing at least two other services with us.

Checking

  • Business

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Merchant Services

  • Business > Cash Management

When it comes to customer payments for your unique business, we’re by your side 24/7 with customizable and affordable merchant services. Whether it’s user-friendly point-of-sale terminals, mobile and cloud processing, deposit tracking or anything in between, we’ve got your back.

Nonprofit Interest Checking

  • Business > Checking

Building your nonprofit has cost you countless hours of effort and energy to make a difference in the world – to make things better. You deserve a checking account that works for you and your mission. With our Nonprofit Interest Checking account, we’ll take care of you while you take care of the world.

Growing Savings is Just Good Business

  • Business > Business Savings and CDs

As an entrepreneur, you’ve worked hard to grow your venture. You deserve a savings account that works hard for you! Featuring a modest minimum balance and competitive interest rate, our robust business savings account is thoughtfully designed to meet the needs of any business. And depositing, transferring and withdrawing funds has never been easier.