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Totally FREE* Checking

Get a jump-start on banking with the best and enjoy all the FREEs with absolutely no fees, as well as:

No minimum balance and no monthly service charge, with a minimum opening deposit of only $50. Are you ready to live your best financial life? Getting started is quick and easy!

Better Student Options

Parents, help your children learn how to manage finances with a Totally FREE* Checking account at Gate City Bank!

Set your kids up for financial success.

* No maintenance or activity fees. Other fees may apply. See fee schedule for details.
Internet service and mobile carrier provider fees may apply.
Free standard delivery transactions.
Recipient must be enrolled in uChoose Rewards® to earn points.