You have enough worries on your plate. Opening the right checking account shouldn’t be one of them! Our simple Totally FREE* Checking account is one of the best decisions you’ll ever make. This is a great account for all ages, especially students!
No minimum balance and no monthly service charge, all with a minimum opening deposit of only $50. Plus, ask about overdraft protection options, such as linking your savings to your checking account5 or a checking reserve line of credit to avoid overdrafts.
Are you ready to live your best financial life? Getting started is quick and easy!
Need cash on the go? You’ll never pay an ATM fee with your Gate City Bank debit card. We offer unlimited, automatic ATM fee refunds worldwide – saving our customers more than $48 million to date!
*No maintenance or activity fees. Other fees may apply. See fee schedule for details.
1Internet service and mobile carrier provider fees may apply.
2Free standard delivery transactions.
3Recipient must be enrolled in uChoose Rewards® to earn points.
4Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. Direct deposit required. Early availability subject to the timing of submission payment file from payer.
5Ope! Don't let that overdraft sneak right by ya. Optional protection automatically transfers available funds from your savings to your checking account when an overdraft would occur. $5 fee per automated transfer.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.